by our College Data Analytics TeamThis page focuses on the debt students take on to attend Natural Images Beauty College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Natural Images Beauty College, 74% of incoming students take out a loan to help cover first-year costs, for an average of $7,991 apiece. This figure includes both private and federally funded student loans.
Federal loans alone average $7,991. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Counting every undergraduate at Natural Images Beauty College, 24% use federal student loans to help pay for their education, at an average of $7,991 each per year.
Carrying that yearly figure forward comes to roughly $15,982 across two years and $31,964 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 24% |
| Average federal loan per year | $7,991 |
| Undergraduates with a federal loan | 26 |
| Total federal loans (one year) | $207,754 |
Graduating and withdrawing students at Natural Images Beauty College carry a median federal debt of $7,917 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,917 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,230 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Natural Images Beauty College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,750 |
| 75th percentile | $9,500 |
These figures turn the debt totals into a monthly repayment picture for Natural Images Beauty College.
Borrowing varies by family income, by first-generation status, and by dependency status.
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,222 |
| Independent students | $7,917 |
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.