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Can You Really Afford North Carolina State University at Raleigh?

Here’s the full picture on paying for North Carolina State University at Raleigh, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$25,613.00 Cost of Attendance
$17,303.00 Avg Net Price
$17,320.00 Median Grad Debt

Use the links below to jump straight to any section on this page:

How Much Does It Cost to Attend North Carolina State U at Raleigh?

The full cost of attending North Carolina State U at Raleigh spanned $25,613.00 through $49,661.00 depending on whether you qualify for in-state rates.

Where you live mattered — in-state students paid less than out-of-state students: roughly $25,613.00 for in-state students versus $49,661.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Sticker Cost for Residents (no aid)

Tuition and fees $8,799.00
+ Room, board & other expenses $16,814.00
Total cost $25,613.00
That is 33% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $25,613.00
− Grants and scholarships −$9,122.00
Net price $16,491.00
That is 14% below the national average net price.

Low-Income Net Price for Residents

Total cost $25,613.00
− Grants and scholarships −$20,043.00
Net price $5,570.00
That is 71% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $32,847.00
+ Room, board & other expenses $16,814.00
Total cost $49,661.00
That is 158% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $49,661.00
− Grants and scholarships −$9,122.00
Net price $40,539.00
That is 111% above the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $49,661.00
− Grants and scholarships −$20,043.00
Net price $29,618.00
That is 54% above the national average net price.
For the full breakdown, see tuition and fees plus living costs.

Estimating the Total Cost of a Degree at North Carolina State U at Raleigh

Costs have trended upward in recent years by around 3.2% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $5,746.00 $17,013.00 $26,424.00
Senior year $6,309.00 $18,680.00 $29,013.00
Total 4-year net price $24,099.00 $71,351.00 $110,819.00
10-year loan interest @ 6.8% $9,181.00 $27,182.00 $42,218.00
Total monthly payment $277.00 $821.00 $1,275.00
Total amount paid $33,281.00 $98,533.00 $153,037.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $5,746.00 $17,013.00 $26,424.00
Senior year $5,928.00 $17,551.00 $27,260.00
Total 2-year net price $11,674.00 $34,564.00 $53,683.00
10-year loan interest @ 6.8% $4,448.00 $13,168.00 $20,451.00
Total monthly payment $134.00 $398.00 $618.00
Total amount paid $16,122.00 $47,732.00 $74,135.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $30,555.00 $41,822.00 $51,233.00
Senior year $33,549.00 $45,920.00 $56,252.00
Total 4-year net price $128,147.00 $175,398.00 $214,866.00
10-year loan interest @ 6.8% $48,819.00 $66,820.00 $81,856.00
Total monthly payment $1,475.00 $2,018.00 $2,473.00
Total amount paid $176,966.00 $242,219.00 $296,722.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $30,555.00 $41,822.00 $51,233.00
Senior year $31,522.00 $43,146.00 $52,854.00
Total 2-year net price $62,078.00 $84,968.00 $104,087.00
10-year loan interest @ 6.8% $23,649.00 $32,370.00 $39,653.00
Total monthly payment $714.00 $978.00 $1,198.00
Total amount paid $85,727.00 $117,337.00 $143,740.00

See the full net-price breakdown in the net-price section.

After-Aid Net Price at North Carolina State U at Raleigh

The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $17,303.00
Average net price (off-campus) $16,931.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $6,200.00
$30,000 to $48,000 $8,670.00
$48,001 to $75,000 $13,992.00
$75,001 to $110,000 $20,386.00
Over $110,000 $24,211.00

Get a tailored estimate from the North Carolina State University at Raleigh Net Price Calculator, or get in touch with the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

How Much Do Students Borrow at North Carolina State University at Raleigh

The typical debt load for borrowers leaving North Carolina State U at Raleigh works out to $17,320.00, categorized as a Low ($10-20k) debt-burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $4,703.00
25th $8,750.00
Median (50th) $17,320.00
75th $26,786.00
90th $31,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

For the full borrowing and repayment picture, see the student loan debt detail.

Income and Debt Outcomes at North Carolina State U at Raleigh

Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $14,281.00
Middle income $17,500.00
High income $18,500.00

First-Generation Debt Outcomes at North Carolina State U at Raleigh

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $17,135.00
Continuing-generation students $17,500.00

Debt and Pell Grant Eligibility at North Carolina State U at Raleigh

The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The gap between Pell-eligible and non-Pell median debt at North Carolina State U at Raleigh amounts to $-350.00.

Loan Default & Repayment at North Carolina State U at Raleigh

The federal default-rate tier for North Carolina State U at Raleigh is Low (<5%).

Window Cohort default rate
2-year 3.2%

For context on the loan portfolio, Stafford disbursements at North Carolina State U at Raleigh reach $1,270,629,283.00 over 57,908 loan recipients.

Veteran Benefits at North Carolina State U at Raleigh

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 561
Avg GI Bill amount $9,277.00
DoD Tuition Assistance recipients 71
Avg DoD Tuition Assistance $2,626.00

Dig into veteran education benefits on the veteran aid breakdown.

Further Questions to Consider

The data above is a foundation; round it out by asking yourself about North Carolina State U at Raleigh, a few questions are worth asking:

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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