by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Paul D Camp Community College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Paul D Camp Community College, 11% of incoming students take out a loan to help cover first-year costs, at roughly $4,359 per student, private and federal loans combined.
The typical federal loan comes to $4,359, equal to roughly 79.3% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Paul D Camp Community College, 12% finance part of their studies with federal loans, borrowing on average $4,768 each per year. It comes to 9.4% more than the first-year federal average of $4,359.
Repeating that yearly amount projects to about $9,536 over two years and about $19,072 over a four-year span. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 12% |
| Average federal loan per year | $4,768 |
| Undergraduates with a federal loan | 72 |
| Total federal loans (one year) | $343,300 |
Graduating and withdrawing students at Paul D Camp Community College carry a median federal debt of $5,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
| Students who completed (graduates) | $6,880 |
| Students who withdrew | $5,000 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Paul D Camp Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,250 |
| 25th percentile | $2,250 |
| 75th percentile | $5,500 |
| 90th percentile (highest-debt students) | $10,047 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Paul D Camp Community College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Paul D Camp Community College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 86 | $11,516 |
| Completed (graduates) | 32 | $12,841 |
| Did not complete | 54 | $10,155 |
On a standard 10-year plan, the median completing borrower would pay about $152.69/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Paul D Camp Community College.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 26 | $10,772 |
| No Stafford loan this year | 60 | $11,866 |
These figures turn the debt totals into a monthly repayment picture for Paul D Camp Community College.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Paul D Camp Community College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 0 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $5,425 |
| Middle income | $4,500 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $4,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,264 |
| Independent students | $5,500 |
Federal data publishes the following gap measures for Paul D Camp Community College.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.