by our College Data Analytics TeamHere you will find what students actually borrow to attend Paul Mitchell the School Arlington— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
For incoming students at Paul Mitchell the School Arlington, 95% of new students use loans toward freshman-year expenses, for an average of $8,940 per borrower, covering both private and federal loans.
Federal loans alone average $6,581. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Paul Mitchell the School Arlington (freshmen included), 57% take out federal student loans, with a mean of $5,877 a year. That is 10.7% lower than the $6,581 freshmen take on.
Borrowing the same amount each year would add up to roughly $11,754 after two years and $23,508 over a four-year span. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $5,877 |
| Undergraduates with a federal loan | 235 |
| Total federal loans (one year) | $1,380,978 |
The middle borrower at Paul Mitchell the School Arlington owes $7,457 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,457 |
| Students who completed (graduates) | $8,505 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Paul Mitchell the School Arlington.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,346 |
| 25th percentile | $5,319 |
| 75th percentile | $12,886 |
| 90th percentile (highest-debt students) | $16,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Paul Mitchell the School Arlington.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Paul Mitchell the School Arlington.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 156 | $7,685 |
| Completed (graduates) | 111 | $8,864 |
| Did not complete | 45 | $6,026 |
On a standard 10-year plan, the median completing borrower would pay about $105.4/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Paul Mitchell the School Arlington.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 143 | — |
| No Stafford loan this year | 13 | — |
Repayment burden translates the debt figures into what a borrower actually pays each month. Paul Mitchell the School Arlington.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Paul Mitchell the School Arlington is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.5% |
| Borrowers in the cohort | 336 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,202 |
| Middle income | $7,917 |
| High income | $7,917 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,354 |
| Continuing-generation students | $7,917 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,222 |
| Independent students | $7,917 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Paul Mitchell the School Arlington.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.