by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Paul Mitchell the School Huntsville— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For incoming students at Paul Mitchell the School Huntsville, 80% of freshmen borrow to help pay for their first year, borrowing on average $7,271 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $7,271. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Paul Mitchell the School Huntsville, 50% finance part of their studies with federal loans, for a typical $7,552 annually. That is 3.9% higher than the freshman federal average of $7,271.
At a steady annual pace, that totals around $15,104 across two years and $30,208 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 50% |
| Average federal loan per year | $7,552 |
| Undergraduates with a federal loan | 65 |
| Total federal loans (one year) | $490,889 |
Graduating and withdrawing students at Paul Mitchell the School Huntsville carry a median federal debt of $9,833 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,833 |
| Students who completed (graduates) | $12,375 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Paul Mitchell the School Huntsville.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $5,500 |
| 75th percentile | $16,500 |
| 90th percentile (highest-debt students) | $16,500 |
How wide this percentile range is tells you how much borrowing varies across students at Paul Mitchell the School Huntsville.
The indicators below describe what the typical debt costs to pay back at Paul Mitchell the School Huntsville.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Paul Mitchell the School Huntsville appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 31.2% |
| Borrowers in the cohort | 32 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,833 |
| Middle income | $9,667 |
| High income | $9,732 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,833 |
| Continuing-generation students | $9,833 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,850 |
| Independent students | $16,375 |
Federal data publishes the following gap measures for Paul Mitchell the School Huntsville.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.