by our College Data Analytics TeamThis page focuses on the debt students take on to attend Regina Webb Academy— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
At Regina Webb Academy LLC, 75% of freshmen borrow to help pay for their first year, borrowing on average $10,306 apiece. This figure includes both private and federally funded student loans.
On the federal side, the average loan is $10,306. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Regina Webb Academy LLC (freshmen included), 60% rely on federal student loans toward their education, with a mean of $11,292 a year. That is 9.6% greater than the $10,306 freshmen take on.
Borrowing at that rate every year works out to about $22,584 in two years and roughly $45,168 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 60% |
| Average federal loan per year | $11,292 |
| Undergraduates with a federal loan | 15 |
| Total federal loans (one year) | $169,382 |
The middle borrower at Regina Webb Academy LLC owes $7,448 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,448 |
These figures turn the debt totals into a monthly repayment picture for Regina Webb Academy LLC.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.