by our College Data Analytics TeamBelow is the data on what it actually costs to attend Saint Joseph’s College of Maine, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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What it costs to attend Saint Joseph’s College of Maine is about $58,452.00 for a single academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $44,420.00 |
| + Room, board & other expenses | $14,032.00 |
| Total cost | $58,452.00 |
| That is 78% above the national average net price. |
| Total cost | $58,452.00 |
| − Grants and scholarships | −$32,227.00 |
| Net price | $26,225.00 |
| That is 20% below the national average net price. |
| Total cost | $58,452.00 |
| − Grants and scholarships | −$39,054.00 |
| Net price | $19,398.00 |
| That is 41% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
The reported cost series has been increasing by around 3.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $20,090.00 | $27,161.00 | $60,538.00 |
| Senior year | $22,319.00 | $30,173.00 | $67,252.00 |
| Total 4-year net price | $84,765.00 | $114,598.00 | $255,423.00 |
| 10-year loan interest @ 6.8% | $32,293.00 | $43,658.00 | $97,307.00 |
| Total monthly payment | $975.00 | $1,319.00 | $2,939.00 |
| Total amount paid | $117,058.00 | $158,256.00 | $352,731.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $20,090.00 | $27,161.00 | $60,538.00 |
| Senior year | $20,807.00 | $28,130.00 | $62,698.00 |
| Total 2-year net price | $40,897.00 | $55,291.00 | $123,236.00 |
| 10-year loan interest @ 6.8% | $15,580.00 | $21,064.00 | $46,948.00 |
| Total monthly payment | $471.00 | $636.00 | $1,418.00 |
| Total amount paid | $56,478.00 | $76,355.00 | $170,184.00 |
Read more in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $27,555.00 |
| Average net price (off-campus) | $24,666.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,105.00 |
| $30,000 to $48,000 | $29,805.00 |
| $48,001 to $75,000 | $31,494.00 |
| $75,001 to $110,000 | $33,369.00 |
| Over $110,000 | $38,452.00 |
Use Saint Joseph’s College of Maine Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of Saint Joseph’s College of Maine works out to $19,576.00, placing the school in the Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,177.00 |
| 25th | $5,500.00 |
| Median (50th) | $19,576.00 |
| 75th | $27,000.00 |
| 90th | $30,124.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $16,750.00 |
| High income | $23,250.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $23,149.00 |
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Saint Joseph’s College of Maine is $-1,313.00.
The default-rate category at Saint Joseph’s College of Maine is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.9% |
To put the rates in context, Stafford loans at Saint Joseph’s College of Maine total $135,774,175.00 distributed across 7,388 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 27 |
| Avg GI Bill amount | $12,336.00 |
| DoD Tuition Assistance recipients | 14 |
| Avg DoD Tuition Assistance | $3,227.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The figures above are a starting point — as you weigh Saint Joseph’s College of Maine, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.