by our College Data Analytics TeamHere you will find what students actually borrow to attend Dorsey School of Beauty - Taylor, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at Dorsey School of Beauty - Taylor, 33% of new students use loans toward freshman-year expenses, borrowing on average $6,897 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $6,897. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at Dorsey School of Beauty - Taylor (freshmen included), 40% finance part of their studies with federal loans, averaging $6,262 annually. That amounts to 9.2% smaller than the first-year federal average of $6,897.
At a steady annual pace, that totals around $12,524 by year two and around $25,048 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 40% |
| Average federal loan per year | $6,262 |
| Undergraduates with a federal loan | 219 |
| Total federal loans (one year) | $1,371,448 |
Graduating and withdrawing students at Dorsey School of Beauty - Taylor carry a median federal debt of $8,322 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,322 |
| Students who completed (graduates) | $16,500 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Dorsey School of Beauty - Taylor.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,911 |
| 25th percentile | $4,750 |
| 75th percentile | $11,871 |
| 90th percentile (highest-debt students) | $16,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Dorsey School of Beauty - Taylor.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Dorsey School of Beauty - Taylor.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 35 | $5,000 |
The indicators below describe what the typical debt costs to pay back at Dorsey School of Beauty - Taylor.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Dorsey School of Beauty - Taylor appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 0 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,576 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,021 |
| Independent students | $9,154 |
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.