by our College Data Analytics TeamThis page focuses on the debt students take on to attend The Chicago School at Anaheim— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Graduating and withdrawing students at The Chicago School Irvine Campus carry a median federal debt of $10,250 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $10,250 |
| Students who completed (graduates) | $20,000 |
| Students who withdrew | $5,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at The Chicago School Irvine Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,166 |
| 25th percentile | $1,949 |
| 75th percentile | $7,593 |
| 90th percentile (highest-debt students) | $24,136 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at The Chicago School Irvine Campus.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for The Chicago School Irvine Campus.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 882 | $19,181 |
| Completed (graduates) | 595 | $21,265 |
| Did not complete | 287 | $16,000 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $252.86/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at The Chicago School Irvine Campus.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 796 | $18,836 |
| No Stafford loan this year | 86 | $21,937 |
These figures turn the debt totals into a monthly repayment picture for The Chicago School Irvine Campus.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for The Chicago School Irvine Campus follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.1% |
| Borrowers in the cohort | 1143 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $10,500 |
| High income | $11,250 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $12,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $10,938 |
Federal data publishes the following gap measures for The Chicago School Irvine Campus.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.