by our College Data Analytics TeamThis page focuses on the debt students take on to attend Tonsorial Arts Barber College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
For incoming students at Tonsorial Arts Barber College, 92% of incoming undergraduates borrow in year one, with a typical loan of $9,377 per student, private and federal loans combined.
The average federal loan is $9,377. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Counting every undergraduate at Tonsorial Arts Barber College, 88% finance part of their studies with federal loans, borrowing on average $7,804 in federal loans per year. This works out to 16.8% lower than the $9,377 freshmen take on.
Borrowing at that rate every year works out to about $15,608 by year two and around $31,216 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 88% |
| Average federal loan per year | $7,804 |
| Undergraduates with a federal loan | 209 |
| Total federal loans (one year) | $1,631,118 |
The median student at Tonsorial Arts Barber College borrows $9,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $10,667 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
These figures turn the debt totals into a monthly repayment picture for Tonsorial Arts Barber College.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.