by our College Data Analytics TeamHere you will find what students actually borrow to attend Transitions Career Institute School of Nursing: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Transitions Career Institute School of Nursing, 24% of first-year students take on loan debt, for an average of $2,516 each, across private and federal loan sources.
Federal loans alone average $2,516, representing 45.7% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Transitions Career Institute School of Nursing, freshmen included, 29% rely on federal student loans toward their education, at an average of $1,835 a year. This works out to 27.1% lower than the $2,516 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $3,670 by year two and around $7,340 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 29% |
| Average federal loan per year | $1,835 |
| Undergraduates with a federal loan | 69 |
| Total federal loans (one year) | $126,590 |
The middle borrower at Transitions Career Institute School of Nursing owes $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $11,366 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Repayment burden translates the debt figures into what a borrower actually pays each month. Transitions Career Institute School of Nursing.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,389 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Transitions Career Institute School of Nursing.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.