by our College Data Analytics TeamThis page focuses on the debt students take on to attend Trenz Beauty Academy, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at Trenz Beauty Academy, 39% of freshmen borrow to help pay for their first year, at roughly $5,108 per borrower, covering both private and federal loans.
The average federally funded loan is $5,108, amounting to 92.9% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Trenz Beauty Academy, 8% use federal student loans to help pay for their education, averaging $5,085 per year. This works out to 0.5% under the $5,108 borrowed by freshmen.
At a steady annual pace, that totals around $10,170 over two years and about $20,340 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 8% |
| Average federal loan per year | $5,085 |
| Undergraduates with a federal loan | 16 |
| Total federal loans (one year) | $81,366 |
Graduating and withdrawing students at Trenz Beauty Academy carry a median federal debt of $5,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
| Students who completed (graduates) | $13,822 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Trenz Beauty Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $2,000 |
| 75th percentile | $9,833 |
The indicators below describe what the typical debt costs to pay back at Trenz Beauty Academy.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,136 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,584 |
| Independent students | $7,674 |
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.