Here’s the full picture on paying for University of Detroit Mercy, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
Published attendance costs at University of Detroit Mercy stands at about $40,069.00 per year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $32,946.00 |
| + Room, board & other expenses | $7,123.00 |
| Total cost | $40,069.00 |
| That is 22% above the national average net price. |
| Total cost | $40,069.00 |
| − Grants and scholarships | −$26,979.00 |
| Net price | $13,090.00 |
| That is 60% below the national average net price. |
| Total cost | $40,069.00 |
| − Grants and scholarships | −$29,123.00 |
| Net price | $10,946.00 |
| That is 67% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Costs have trended upward in recent years by around 3.0% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $11,274.00 | $13,483.00 | $41,271.00 |
| Senior year | $12,319.00 | $14,732.00 | $45,096.00 |
| Total 4-year net price | $47,167.00 | $56,405.00 | $172,658.00 |
| 10-year loan interest @ 6.8% | $17,969.00 | $21,488.00 | $65,777.00 |
| Total monthly payment | $543.00 | $649.00 | $1,987.00 |
| Total amount paid | $65,135.00 | $77,893.00 | $238,435.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.0% | 3.0% | 3.0% |
| Freshman year | $11,274.00 | $13,483.00 | $41,271.00 |
| Senior year | $11,612.00 | $13,887.00 | $42,508.00 |
| Total 2-year net price | $22,887.00 | $27,369.00 | $83,779.00 |
| 10-year loan interest @ 6.8% | $8,719.00 | $10,427.00 | $31,917.00 |
| Total monthly payment | $263.00 | $315.00 | $964.00 |
| Total amount paid | $31,606.00 | $37,796.00 | $115,696.00 |
Read more in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $15,232.00 |
| Average net price (off-campus) | $16,179.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,616.00 |
| $30,000 to $48,000 | $12,414.00 |
| $48,001 to $75,000 | $15,090.00 |
| $75,001 to $110,000 | $17,762.00 |
| Over $110,000 | $22,663.00 |
Get a tailored estimate from the University of Detroit Mercy Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at University of Detroit Mercy stands at $19,950.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $7,500.00 |
| Median (50th) | $19,950.00 |
| 75th | $31,000.00 |
| 90th | $41,900.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,931.00 |
| Middle income | $21,000.00 |
| High income | $19,000.00 |
Graduates from lower-income families carry $2,931.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,610.00 |
| Continuing-generation students | $19,000.00 |
First-generation graduates from University of Detroit Mercy take on $1,610.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of University of Detroit Mercy comes to $2,750.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at University of Detroit Mercy is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.4% |
For a sense of scale, Stafford disbursements at University of Detroit Mercy amount to $1,002,041,159.00 covering 21,626 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 60 |
| Avg GI Bill amount | $14,825.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through University of Detroit Mercy, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.