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How Affordable Is University of Illinois Chicago?

Here is what you can expect to pay at University of Illinois Chicago, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$26,998.00 Cost of Attendance
$10,974.00 Avg Net Price
$13,657.00 Median Grad Debt

Use the section links below to navigate this overview:

How Much Does It Cost to Attend University of Illinois Chicago?

Attendance costs at University of Illinois Chicago spanned $26,998.00 and $42,544.00 across residency tiers.

In-state students paid the lower published figure, while out-of-state students faced the higher one: near $26,998.00 in-state versus $42,544.00 for out-of-state students.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Sticker Cost for Residents (no aid)

Tuition and fees $14,338.00
+ Room, board & other expenses $12,660.00
Total cost $26,998.00
That is 40% above the national average net price.

Net Price for Residents (with average aid)

Total cost $26,998.00
− Grants and scholarships −$16,547.00
Net price $10,451.00
That is 46% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $26,998.00
− Grants and scholarships −$19,992.00
Net price $7,006.00
That is 64% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $29,884.00
+ Room, board & other expenses $12,660.00
Total cost $42,544.00
That is 121% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $42,544.00
− Grants and scholarships −$16,547.00
Net price $25,997.00
That is 35% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $42,544.00
− Grants and scholarships −$19,992.00
Net price $22,552.00
That is 17% above the national average net price.
For the full breakdown, see tuition and fees plus room and board.

Projected Cost of a Degree at University of Illinois Chicago

The reported cost series has been increasing at a recent average of 1.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.6% 1.6% 1.6%
Freshman year $7,120.00 $10,621.00 $27,437.00
Senior year $7,472.00 $11,147.00 $28,796.00
Total 4-year net price $29,181.00 $43,530.00 $112,450.00
10-year loan interest @ 6.8% $11,117.00 $16,583.00 $42,839.00
Total monthly payment $336.00 $501.00 $1,294.00
Total amount paid $40,298.00 $60,113.00 $155,289.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.6% 1.6% 1.6%
Freshman year $7,120.00 $10,621.00 $27,437.00
Senior year $7,235.00 $10,793.00 $27,882.00
Total 2-year net price $14,355.00 $21,414.00 $55,319.00
10-year loan interest @ 6.8% $5,469.00 $8,158.00 $21,075.00
Total monthly payment $165.00 $246.00 $637.00
Total amount paid $19,824.00 $29,572.00 $76,393.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.6% 1.6% 1.6%
Freshman year $22,918.00 $26,419.00 $43,235.00
Senior year $24,054.00 $27,728.00 $45,377.00
Total 4-year net price $93,932.00 $108,281.00 $177,201.00
10-year loan interest @ 6.8% $35,785.00 $41,251.00 $67,507.00
Total monthly payment $1,081.00 $1,246.00 $2,039.00
Total amount paid $129,716.00 $149,532.00 $244,708.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.6% 1.6% 1.6%
Freshman year $22,918.00 $26,419.00 $43,235.00
Senior year $23,291.00 $26,849.00 $43,938.00
Total 2-year net price $46,209.00 $53,268.00 $87,173.00
10-year loan interest @ 6.8% $17,604.00 $20,293.00 $33,210.00
Total monthly payment $532.00 $613.00 $1,003.00
Total amount paid $63,813.00 $73,561.00 $120,382.00

Read more in the Net Price section.

What Families Actually Pay at University of Illinois Chicago

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $10,974.00
Average net price (off-campus) $12,313.00

Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $9,257.00
$30,000 to $48,000 $9,945.00
$48,001 to $75,000 $12,887.00
$75,001 to $110,000 $18,806.00
Over $110,000 $25,479.00

Estimate your specific net price using the school’s University of Illinois Chicago Net Price Calculator, or visit the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Borrowing and Debt at University of Illinois Chicago

The median graduating debt at University of Illinois Chicago is $13,657.00, categorized as a Low ($10-20k) burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $3,500.00
25th $6,463.00
Median (50th) $13,657.00
75th $24,000.00
90th $31,000.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Dig deeper into debt on the student-loan-debt breakdown.

Debt Outcomes by Family Income at University of Illinois Chicago

Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $12,750.00
Middle income $13,000.00
High income $15,000.00

How Debt Varies by First-Generation Status at University of Illinois Chicago

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $13,000.00
Continuing-generation students $15,000.00

Debt by Pell Status at University of Illinois Chicago

The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.

The gap between Pell-eligible and non-Pell median debt at University of Illinois Chicago works out to $-871.00.

Loan Repayment and Default at University of Illinois Chicago

The default-rate classification at University of Illinois Chicago is Low (<5%).

Window Cohort default rate
2-year 3.5%

For context on the loan portfolio, Stafford disbursements at University of Illinois Chicago add up to $2,803,382,948.00 covering 78,539 student borrowers.

Veteran Education Benefits at University of Illinois Chicago

Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 271
Avg GI Bill amount $13,918.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $2,750.00

Dig into veteran education benefits on the veterans benefits detail.

Questions Worth Asking

Use the figures above as a launch point, then think through University of Illinois Chicago, think through the questions below:

Keep Researching regarding University of Illinois Chicago

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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