by our College Data Analytics TeamHere is what you can expect to pay at University of Minnesota-Morris, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The full cost of attending University of Minnesota-Morris ranged from $25,816.00 and $28,000.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $25,816.00 in-state, rising to $28,000.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $14,526.00 |
| + Room, board & other expenses | $11,290.00 |
| Total cost | $25,816.00 |
| That is 34% above the national average net price. |
| Total cost | $25,816.00 |
| − Grants and scholarships | −$18,202.00 |
| Net price | $7,614.00 |
| That is 60% below the national average net price. |
| Total cost | $25,816.00 |
| − Grants and scholarships | −$25,345.00 |
| Net price | $471.00 |
| That is 98% below the national average net price. |
| Tuition and fees | $16,710.00 |
| + Room, board & other expenses | $11,290.00 |
| Total cost | $28,000.00 |
| That is 45% above the national average net price. |
| Total cost | $28,000.00 |
| − Grants and scholarships | −$18,202.00 |
| Net price | $9,798.00 |
| That is 49% below the national average net price. |
| Total cost | $28,000.00 |
| − Grants and scholarships | −$25,345.00 |
| Net price | $2,655.00 |
| That is 86% below the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
The reported cost series has been increasing at about 1.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $478.00 | $7,735.00 | $26,225.00 |
| Senior year | $502.00 | $8,108.00 | $27,493.00 |
| Total 4-year net price | $1,960.00 | $31,682.00 | $107,422.00 |
| 10-year loan interest @ 6.8% | $747.00 | $12,070.00 | $40,924.00 |
| Total monthly payment | $23.00 | $365.00 | $1,236.00 |
| Total amount paid | $2,707.00 | $43,752.00 | $148,347.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $478.00 | $7,735.00 | $26,225.00 |
| Senior year | $486.00 | $7,857.00 | $26,641.00 |
| Total 2-year net price | $965.00 | $15,592.00 | $52,866.00 |
| 10-year loan interest @ 6.8% | $367.00 | $5,940.00 | $20,140.00 |
| Total monthly payment | $11.00 | $179.00 | $608.00 |
| Total amount paid | $1,332.00 | $21,532.00 | $73,007.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $2,697.00 | $9,953.00 | $28,444.00 |
| Senior year | $2,827.00 | $10,434.00 | $29,818.00 |
| Total 4-year net price | $11,048.00 | $40,770.00 | $116,510.00 |
| 10-year loan interest @ 6.8% | $4,209.00 | $15,532.00 | $44,386.00 |
| Total monthly payment | $127.00 | $469.00 | $1,341.00 |
| Total amount paid | $15,256.00 | $56,302.00 | $160,896.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $2,697.00 | $9,953.00 | $28,444.00 |
| Senior year | $2,740.00 | $10,111.00 | $28,895.00 |
| Total 2-year net price | $5,437.00 | $20,064.00 | $57,339.00 |
| 10-year loan interest @ 6.8% | $2,071.00 | $7,644.00 | $21,844.00 |
| Total monthly payment | $63.00 | $231.00 | $660.00 |
| Total amount paid | $7,508.00 | $27,708.00 | $79,183.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $8,837.00 |
| Average net price (off-campus) | $9,110.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $-544.00 |
| $30,000 to $48,000 | $753.00 |
| $48,001 to $75,000 | $5,967.00 |
| $75,001 to $110,000 | $10,818.00 |
| Over $110,000 | $19,048.00 |
Estimate your specific net price using the school’s University of Minnesota-Morris Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Median graduate debt at University of Minnesota-Morris works out to $12,377.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,012.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,377.00 |
| 75th | $24,253.00 |
| 90th | $27,850.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,889.00 |
| Middle income | $12,245.00 |
| High income | $13,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,000.00 |
| Continuing-generation students | $12,566.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at University of Minnesota-Morris amounts to $-1,000.00.
The federal default-rate tier for University of Minnesota-Morris is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.4% |
For context on the loan portfolio, Stafford disbursements at University of Minnesota-Morris add up to $72,123,833.00 over 5,260 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 8 |
| Avg GI Bill amount | $9,601.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $4,000.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh University of Minnesota-Morris, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.