by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Victory Career College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Victory Career College, 0% of incoming students take out a loan to help cover first-year costs.
Looking at all undergraduates at Victory Career College, freshmen included, 57% borrow through federal student loan programs, with a mean of $4,898 a year.
Borrowing at that rate every year works out to about $9,796 by year two and around $19,592 over a four-year span. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $4,898 |
| Undergraduates with a federal loan | 98 |
| Total federal loans (one year) | $479,998 |
Graduating and withdrawing students at Victory Career College carry a median federal debt of $6,332 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,332 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The indicators below describe what the typical debt costs to pay back at Victory Career College.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,332 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.