by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Wade Gordon Hairdressing Academy-Oklahoma— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Wade Gordon Hairdressing Academy-Oklahoma, 68% of new students use loans toward freshman-year expenses, with a typical loan of $7,318 per borrower, covering both private and federal loans.
The average federally funded loan is $7,318. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Among all degree-seeking undergrads at Wade Gordon Hairdressing Academy-Oklahoma, 43% borrow through federal student loan programs, averaging $7,180 in federal loans per year. That amounts to 1.9% smaller than the first-year federal average of $7,318.
Carrying that yearly figure forward comes to roughly $14,360 by year two and around $28,720 over a four-year span. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 43% |
| Average federal loan per year | $7,180 |
| Undergraduates with a federal loan | 16 |
| Total federal loans (one year) | $114,882 |
Graduating and withdrawing students at Wade Gordon Hairdressing Academy-Oklahoma carry a median federal debt of $7,710 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,710 |
| Students who completed (graduates) | $9,833 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Wade Gordon Hairdressing Academy-Oklahoma.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,767 |
| 25th percentile | $4,750 |
| 75th percentile | $11,000 |
| 90th percentile (highest-debt students) | $13,833 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Wade Gordon Hairdressing Academy-Oklahoma.
These figures turn the debt totals into a monthly repayment picture for Wade Gordon Hairdressing Academy-Oklahoma.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,128 |
| Middle income | $7,526 |
| High income | $9,833 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,778 |
| Continuing-generation students | $7,666 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,447 |
| Independent students | $8,818 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Wade Gordon Hairdressing Academy-Oklahoma.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.