by our College Data Analytics TeamBelow is federal data on the loans students use to pay for West Virginia University Hospital Departments of Rad Tech and Nutrition— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For undergraduates overall at WVUH Radiologic Technology Education Programs, 10% use federal student loans to help pay for their education, averaging $6,515 each per year.
At a steady annual pace, that totals around $13,030 in two years and roughly $26,060 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 10% |
| Average federal loan per year | $6,515 |
| Undergraduates with a federal loan | 6 |
| Total federal loans (one year) | $39,090 |
Graduating and withdrawing students at WVUH Radiologic Technology Education Programs carry a median federal debt of $12,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
These figures turn the debt totals into a monthly repayment picture for WVUH Radiologic Technology Education Programs.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for WVUH Radiologic Technology Education Programs follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.2% |
| Borrowers in the cohort | 12 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.