by our College Data Analytics TeamHere is what you can expect to pay at Abilene Christian University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The cost of attendance at Abilene Christian University stands at about $56,121.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $44,200.00 |
| + Room, board & other expenses | $11,921.00 |
| Total cost | $56,121.00 |
| That is 71% above the national average net price. |
| Total cost | $56,121.00 |
| − Grants and scholarships | −$33,074.00 |
| Net price | $23,047.00 |
| That is 30% below the national average net price. |
| Total cost | $56,121.00 |
| − Grants and scholarships | −$38,971.00 |
| Net price | $17,150.00 |
| That is 48% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years by roughly 4.0% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $17,828.00 | $23,958.00 | $58,339.00 |
| Senior year | $20,027.00 | $26,913.00 | $65,535.00 |
| Total 4-year net price | $75,653.00 | $101,666.00 | $247,563.00 |
| 10-year loan interest @ 6.8% | $28,821.00 | $38,731.00 | $94,313.00 |
| Total monthly payment | $871.00 | $1,170.00 | $2,849.00 |
| Total amount paid | $104,474.00 | $140,397.00 | $341,876.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $17,828.00 | $23,958.00 | $58,339.00 |
| Senior year | $18,533.00 | $24,905.00 | $60,646.00 |
| Total 2-year net price | $36,361.00 | $48,863.00 | $118,985.00 |
| 10-year loan interest @ 6.8% | $13,852.00 | $18,615.00 | $45,329.00 |
| Total monthly payment | $418.00 | $562.00 | $1,369.00 |
| Total amount paid | $50,213.00 | $67,478.00 | $164,314.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $26,182.00 |
| Average net price (off-campus) | $27,401.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,928.00 |
| $30,000 to $48,000 | $24,199.00 |
| $48,001 to $75,000 | $24,921.00 |
| $75,001 to $110,000 | $27,540.00 |
| Over $110,000 | $32,121.00 |
Estimate your specific net price using the school’s Abilene Christian University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The typical debt load for borrowers leaving Abilene Christian University stands at $14,750.00, placing the school in the Low ($10-20k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,750.00 |
| 75th | $27,000.00 |
| 90th | $34,500.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,000.00 |
| Middle income | $15,750.00 |
| High income | $17,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,500.00 |
| Continuing-generation students | $16,875.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Abilene Christian University is $2,977.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at Abilene Christian University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.0% |
For a sense of scale, Stafford disbursements at Abilene Christian University reach $444,130,435.00 distributed across 18,353 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 236 |
| Avg GI Bill amount | $7,752.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Numbers only tell part of the story. As you weigh Abilene Christian University, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.