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How Affordable Is Academy of Art University?

This overview lays out the cost of attending Academy of Art University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$47,195.00 Cost of Attendance
$40,613.00 Avg Net Price
$11,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

How Much Does It Cost to Attend Academy of Art University?

The total published cost of attendance at Academy of Art University comes to about $47,195.00 for a single academic year.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

The Full Cost for Students (no aid)

Tuition and fees $30,736.00
+ Room, board & other expenses $16,459.00
Total cost $47,195.00
That is 44% above the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $47,195.00
− Grants and scholarships −$7,423.00
Net price $39,772.00
That is 21% above the national average net price.

Net Price for Low-Income Undergraduates

Total cost $47,195.00
− Grants and scholarships −$10,368.00
Net price $36,827.00
That is 12% above the national average net price.
Explore each piece on the tuition & fees page and living costs.

Projected Cost of a Degree at Academy of Art University

Cost of attendance here has been rising by roughly 6.6% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.6% 6.6% 6.6%
Freshman year $39,240.00 $42,378.00 $50,287.00
Senior year $47,469.00 $51,265.00 $60,833.00
Total 4-year net price $173,069.00 $186,910.00 $221,794.00
10-year loan interest @ 6.8% $65,933.00 $71,206.00 $84,496.00
Total monthly payment $1,992.00 $2,151.00 $2,552.00
Total amount paid $239,003.00 $258,115.00 $306,290.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.6% 6.6% 6.6%
Freshman year $39,240.00 $42,378.00 $50,287.00
Senior year $41,811.00 $45,154.00 $53,582.00
Total 2-year net price $81,051.00 $87,532.00 $103,869.00
10-year loan interest @ 6.8% $30,877.00 $33,347.00 $39,570.00
Total monthly payment $933.00 $1,007.00 $1,195.00
Total amount paid $111,928.00 $120,879.00 $143,439.00

For the complete net-price picture, see the net-price section.

What Families Actually Pay at Academy of Art University

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $40,613.00
Average net price (off-campus) $39,778.00

Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $37,962.00
$30,000 to $48,000 $37,492.00
$48,001 to $75,000 $40,285.00
$75,001 to $110,000 $44,633.00
Over $110,000 $41,099.00

Use Academy of Art University Net Price Calculator, or visit the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid breakdown.

Borrowing and Debt at Academy of Art University

The median amount borrowed by graduates of Academy of Art University works out to $11,000.00, landing it in the Low ($10-20k) burden tier.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $3,500.00
25th $5,500.00
Median (50th) $11,000.00
75th $31,000.00
90th $48,687.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Read the complete debt breakdown on the student loan debt detail.

Debt by Family Income at Academy of Art University

Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $10,500.00
Middle income $11,000.00
High income $12,000.00

First-Generation Debt Outcomes at Academy of Art University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $10,500.00
Continuing-generation students $13,490.00

Debt and Pell Grant Eligibility at Academy of Art University

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The gap between Pell-eligible and non-Pell median debt at Academy of Art University is $2,000.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Default Rates and Repayment at Academy of Art University

The default-rate category at Academy of Art University is Low (<5%).

Window Cohort default rate
2-year 10.9%

To give some context for these rates, Stafford loans disbursed at Academy of Art University add up to $1,446,811,559.00 spread across 48,631 loan recipients.

Veterans Aid at Academy of Art University

Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 1,006
Avg GI Bill amount $19,333.00
DoD Tuition Assistance recipients 83
Avg DoD Tuition Assistance $1,415.00

Dig into veteran education benefits on the college veterans page.

Further Questions to Ask

Beyond the data above, it helps to ask a few questions when weighing Academy of Art University, consider the following:

Explore Further for Academy of Art University

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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