by our College Data Analytics TeamHere you will find what students actually borrow to attend Acaydia School of Aesthetics— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Acaydia School of Aesthetics, 58% of new students use loans toward freshman-year expenses, with a typical loan of $1,374 per borrower, covering both private and federal loans.
The average federal loan is $1,374, or about 25.0% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Acaydia School of Aesthetics (freshmen included), 42% borrow through federal student loan programs, with a mean of $5,824 each per year. That amounts to 323.9% above the $1,374 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $11,648 in two years and roughly $23,296 over a four-year span. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 42% |
| Average federal loan per year | $5,824 |
| Undergraduates with a federal loan | 100 |
| Total federal loans (one year) | $582,366 |
The middle borrower at Acaydia School of Aesthetics owes $7,590 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,590 |
| Students who completed (graduates) | $7,667 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for Acaydia School of Aesthetics.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Acaydia School of Aesthetics.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Acaydia School of Aesthetics follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 5 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,664 |
| Middle income | $7,667 |
| High income | $7,000 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,000 |
| Continuing-generation students | $7,667 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,000 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Acaydia School of Aesthetics.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.