by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to SUNY Adirondack can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
What financing options does SUNY Adirondack offer, and what will you qualify for? Keep scrolling for more information. Read on to learn what amount of financial assistance will be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from SUNY Adirondack.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at SUNY Adirondack, 75% of the incoming full-time class was awarded financial aid roughly 440 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $6,842 |
| Institutional grants & scholarships | 11% | $1,249 |
| Federal Pell grants | 52% | $5,185 |
| State/local grants | 59% | $3,004 |
| Federal student loans | 29% | $5,061 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At SUNY Adirondack, around 43% of the undergraduate population received grant aid that averaged $6,277 (across approximately 1160 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 43% | $6,277 |
| Federal Pell grants | 32% | $4,650 |
| Federal student loans | 23% | $5,794 |
Title-IV recipients living on campus saw average grant aid of $6,698.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,888 |
| $30,001 – $75,000 | $10,227 |
| Over $75,000 | $14,720 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,389 |
| Off-campus title-IV students | $10,363 |
To get a personalized net price estimate, try SUNY Adirondack’s online cost calculator: www.sunyacc.edu/admissions-aid/tuitions-fees/net-price-calculator.
A typical borrower at SUNY Adirondack leaves with $8,494 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,494 |
| Median federal debt (graduates only) | $14,345 |
| Typical 10-year monthly payment (graduates) | $152.08/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at SUNY Adirondack.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,436 |
| 25th percentile | $3,848 |
| 75th percentile | $12,346 |
| 90th percentile (highest-debt students) | $21,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $6,986 |
| High income | $8,002 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,442 |
| Continuing-generation students | $8,567 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,002 |
| Independent students | $12,159 |
The figure below distills the debt data into a single burden category for SUNY Adirondack.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at SUNY Adirondack:
| Metric | Value |
|---|---|
| Stafford loan recipients | 10737 |
| Total Stafford loan amount | $119,316,200 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 28 |
| Total GI Bill amount | $83,736 |
| Average GI Bill amount per recipient | $2,991 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.