by our College Data Analytics TeamThe majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Adult and Continuing Education - BCTS can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financial assistance solutions will Adult and Continuing Education - BCTS provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to find out how much school funding will be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from Adult and Continuing Education - BCTS.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at Adult and Continuing Education - BCTS, 60% of new full-time first-years were awarded at least some aid approximately 93 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 30% | $5,217 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 27% | $5,478 |
| State/local grants | 3% | $3,030 |
| Federal student loans | 30% | $3,851 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. Across the undergraduate body at Adult and Continuing Education - BCTS, roughly 30% of the undergraduate population received grant aid that averaged $5,217 (across roughly 47 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 30% | $5,217 |
| Federal Pell grants | 27% | $5,478 |
| Federal student loans | 30% | $3,851 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $5,303.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,167 |
| $30,001 – $75,000 | $15,416 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,588 |
| Off-campus title-IV students | $10,876 |
For an estimate tailored to your family circumstances, see Adult and Continuing Education - BCTS’s net price tool: www.bergen.org/Page/4901.
The median student at Adult and Continuing Education - BCTS graduates with $3,500 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $3,500 |
| Median federal debt (graduates only) | $3,608 |
| Typical 10-year monthly payment (graduates) | $38.25/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at Adult and Continuing Education - BCTS.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $2,341 |
| 75th percentile | $4,774 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $3,445 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,090 |
| Independent students | $3,381 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Adult and Continuing Education - BCTS.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Adult and Continuing Education - BCTS:
| Metric | Value |
|---|---|
| Stafford loan recipients | 370 |
| Total Stafford loan amount | $1,662,067 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $9,100 |
| Average GI Bill amount per recipient | $9,100 |
References
More about our data sources and methodologies.