by our College Data Analytics TeamHere’s the full picture on paying for Alabama A & M University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Alabama A & M University fell between $23,751.00 and $32,361.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $23,751.00 in-state against $32,361.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $10,024.00 |
| + Room, board & other expenses | $13,727.00 |
| Total cost | $23,751.00 |
| That is 23% above the national average net price. |
| Total cost | $23,751.00 |
| − Grants and scholarships | −$9,532.00 |
| Net price | $14,219.00 |
| That is 26% below the national average net price. |
| Total cost | $23,751.00 |
| − Grants and scholarships | −$10,653.00 |
| Net price | $13,098.00 |
| That is 32% below the national average net price. |
| Tuition and fees | $18,634.00 |
| + Room, board & other expenses | $13,727.00 |
| Total cost | $32,361.00 |
| That is 68% above the national average net price. |
| Total cost | $32,361.00 |
| − Grants and scholarships | −$9,532.00 |
| Net price | $22,829.00 |
| That is 19% above the national average net price. |
| Total cost | $32,361.00 |
| − Grants and scholarships | −$10,653.00 |
| Net price | $21,708.00 |
| That is 13% above the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
The tables below project a full degree at the current published cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $13,098.00 | $14,219.00 | $23,751.00 |
| Senior year | $13,098.00 | $14,219.00 | $23,751.00 |
| Total 4-year net price | $52,392.00 | $56,876.00 | $95,004.00 |
| 10-year loan interest @ 6.8% | $19,959.00 | $21,668.00 | $36,193.00 |
| Total monthly payment | $603.00 | $655.00 | $1,093.00 |
| Total amount paid | $72,351.00 | $78,544.00 | $131,197.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $13,098.00 | $14,219.00 | $23,751.00 |
| Senior year | $13,098.00 | $14,219.00 | $23,751.00 |
| Total 2-year net price | $26,196.00 | $28,438.00 | $47,502.00 |
| 10-year loan interest @ 6.8% | $9,980.00 | $10,834.00 | $18,097.00 |
| Total monthly payment | $301.00 | $327.00 | $547.00 |
| Total amount paid | $36,176.00 | $39,272.00 | $65,599.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,708.00 | $22,829.00 | $32,361.00 |
| Senior year | $21,708.00 | $22,829.00 | $32,361.00 |
| Total 4-year net price | $86,832.00 | $91,316.00 | $129,444.00 |
| 10-year loan interest @ 6.8% | $33,080.00 | $34,788.00 | $49,313.00 |
| Total monthly payment | $999.00 | $1,051.00 | $1,490.00 |
| Total amount paid | $119,912.00 | $126,104.00 | $178,757.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,708.00 | $22,829.00 | $32,361.00 |
| Senior year | $21,708.00 | $22,829.00 | $32,361.00 |
| Total 2-year net price | $43,416.00 | $45,658.00 | $64,722.00 |
| 10-year loan interest @ 6.8% | $16,540.00 | $17,394.00 | $24,657.00 |
| Total monthly payment | $500.00 | $525.00 | $745.00 |
| Total amount paid | $59,956.00 | $63,052.00 | $89,379.00 |
| Jump to the net-price detail in the net price section below. |
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $17,621.00 |
| Average net price (off-campus) | $14,559.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,776.00 |
| $30,000 to $48,000 | $13,923.00 |
| $48,001 to $75,000 | $16,471.00 |
| $75,001 to $110,000 | $19,057.00 |
| Over $110,000 | $18,200.00 |
For a personalized estimate, try the Alabama A & M University Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of Alabama A & M University is $16,600.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,381.00 |
| 25th | $5,500.00 |
| Median (50th) | $16,600.00 |
| 75th | $32,208.00 |
| 90th | $47,750.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,500.00 |
| Middle income | $16,000.00 |
| High income | $15,000.00 |
Low-income graduates carry $2,500.00 in extra median debt compared with high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,500.00 |
| Continuing-generation students | $17,275.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at Alabama A & M University amounts to $7,750.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for Alabama A & M University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.4% |
To put the rates in context, Stafford loans at Alabama A & M University amount to $969,920,135.00 spread across 32,626 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 249 |
| Avg GI Bill amount | $5,295.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through Alabama A & M University, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.