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Alamance Community College
Graham, North Carolina
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  • Loan Debt
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Alamance Community College Loan Debt & Loan Default Rates

How does student loan debt and default rates at Alamance Community College compare to the national average, and how could this impact your future? Scroll down the page for answers.

Included in This Report:

  • Average Loans for Freshman
  • Average Undergraduate Loans
  • Default Rate at Alamance Community College
  • Frequently Asked Questions
  • Additonal Information

Freshmen At Alamance Community College Take Out an Average of $6,400 in Loans in Their First Year

At Alamance Community College, 1.0% of incoming students take out a loan to help defray freshman year costs, averaging $6,400 a piece. This amount includes both private and federally-funded student loans.

The first-year limit for federal loans is $5,500* for the typical first-year dependent student.

*Independent students and those with parents who do not qualify for PLUS loans have higher borrowing caps.
Be Aware of What Isn't Shown

Unlike the data shown for freshmen, average undergraduate student loan amounts do not include private loans. In addition to unreported parent loans, this can increase the average amount borrowed significantly.

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Federal Student Loans for All Undergraduates Unknown

We cannot report the average loan amounts for undergraduates attending Alamance Community College, as that information is not available to us.

The Default Rate on Student Loans is Decreasing

Loan default rates can indicate how well Alamance Community College is helping students afford to attend college without undue reliance on loans, particularly unsubsidized loans. It can also indicate future earnings and career potential. Pay close attention to this statistic. You don't want to take out loans you can't pay back.

The lower the default rate, the better!

The chart below compares this college to the average 3-year default rate calculated across all of the 4-year schools we have data for.

What does the default rate mean?

A student is considered to be in default on a student loan if they have not made a payment in more than 270 days. The official student loan default rate for a school is calculated by measuring how many students are in default three years after graduation. Note that the default rate only takes into account federal loans, not private.

Did You Know?

Declaring bankruptcy does not remove student loan debt owed to the Federal government. They can garnish part of your income if you do not pay back your loans.

If you're looking for more information about loan debt, check out the Loan Debt FAQ page.

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