by our College Data Analytics TeamBelow is the data on what it actually costs to attend Albany State University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The total cost of attendance at Albany State University spanned $20,574.00 through $31,926.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $20,574.00 in-state against $31,926.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $5,656.00 |
| + Room, board & other expenses | $14,918.00 |
| Total cost | $20,574.00 |
| That is 7% above the national average net price. |
| Total cost | $20,574.00 |
| − Grants and scholarships | −$7,435.00 |
| Net price | $13,139.00 |
| That is 32% below the national average net price. |
| Total cost | $20,574.00 |
| − Grants and scholarships | −$8,640.00 |
| Net price | $11,934.00 |
| That is 38% below the national average net price. |
| Tuition and fees | $17,008.00 |
| + Room, board & other expenses | $14,918.00 |
| Total cost | $31,926.00 |
| That is 66% above the national average net price. |
| Total cost | $31,926.00 |
| − Grants and scholarships | −$7,435.00 |
| Net price | $24,491.00 |
| That is 27% above the national average net price. |
| Total cost | $31,926.00 |
| − Grants and scholarships | −$8,640.00 |
| Net price | $23,286.00 |
| That is 21% above the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
Published costs have climbed year over year by around 0.7% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $12,018.00 | $13,232.00 | $20,719.00 |
| Senior year | $12,274.00 | $13,513.00 | $21,160.00 |
| Total 4-year net price | $48,583.00 | $53,488.00 | $83,756.00 |
| 10-year loan interest @ 6.8% | $18,508.00 | $20,377.00 | $31,908.00 |
| Total monthly payment | $559.00 | $616.00 | $964.00 |
| Total amount paid | $67,091.00 | $73,865.00 | $115,663.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $12,018.00 | $13,232.00 | $20,719.00 |
| Senior year | $12,103.00 | $13,325.00 | $20,865.00 |
| Total 2-year net price | $24,121.00 | $26,556.00 | $41,584.00 |
| 10-year loan interest @ 6.8% | $9,189.00 | $10,117.00 | $15,842.00 |
| Total monthly payment | $278.00 | $306.00 | $479.00 |
| Total amount paid | $33,310.00 | $36,673.00 | $57,426.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $23,450.00 | $24,664.00 | $32,151.00 |
| Senior year | $23,949.00 | $25,188.00 | $32,835.00 |
| Total 4-year net price | $94,796.00 | $99,701.00 | $129,969.00 |
| 10-year loan interest @ 6.8% | $36,114.00 | $37,983.00 | $49,513.00 |
| Total monthly payment | $1,091.00 | $1,147.00 | $1,496.00 |
| Total amount paid | $130,910.00 | $137,684.00 | $179,482.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $23,450.00 | $24,664.00 | $32,151.00 |
| Senior year | $23,615.00 | $24,837.00 | $32,377.00 |
| Total 2-year net price | $47,065.00 | $49,501.00 | $64,528.00 |
| 10-year loan interest @ 6.8% | $17,930.00 | $18,858.00 | $24,583.00 |
| Total monthly payment | $542.00 | $570.00 | $743.00 |
| Total amount paid | $64,995.00 | $68,359.00 | $89,111.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $11,898.00 |
| Average net price (off-campus) | $14,251.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,993.00 |
| $30,000 to $48,000 | $13,402.00 |
| $48,001 to $75,000 | $16,225.00 |
| $75,001 to $110,000 | $18,897.00 |
| Over $110,000 | $19,054.00 |
Use Albany State University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The typical debt load for borrowers leaving Albany State University stands at $12,000.00, placing the school in the Low ($10-20k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $10,500.00 |
| Median (50th) | $12,000.00 |
| 75th | $39,000.00 |
| 90th | $49,682.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $12,500.00 |
| High income | $13,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,000.00 |
| Continuing-generation students | $12,288.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Albany State University comes to $2,000.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Albany State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.0% |
For context on the loan portfolio, Stafford disbursements at Albany State University amount to $989,324,098.00 across 43,767 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 82 |
| Avg GI Bill amount | $3,730.00 |
| DoD Tuition Assistance recipients | 12 |
| Avg DoD Tuition Assistance | $1,915.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Albany State University, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.