by our College Data Analytics TeamBelow is the data on what it actually costs to attend Albany Technical College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
Cost of attendance at Albany Technical College fell between $13,811.00 to $16,379.00 depending on your residency status.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $13,811.00 in-state against $16,379.00 out-of-state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $3,364.00 |
| + Room, board & other expenses | $10,447.00 |
| Total cost | $13,811.00 |
| That is 28% below the national average net price. |
| Total cost | $13,811.00 |
| − Grants and scholarships | −$9,577.00 |
| Net price | $4,234.00 |
| That is 78% below the national average net price. |
| Total cost | $13,811.00 |
| − Grants and scholarships | −$9,793.00 |
| Net price | $4,018.00 |
| That is 79% below the national average net price. |
| Tuition and fees | $5,932.00 |
| + Room, board & other expenses | $10,447.00 |
| Total cost | $16,379.00 |
| That is 15% below the national average net price. |
| Total cost | $16,379.00 |
| − Grants and scholarships | −$9,577.00 |
| Net price | $6,802.00 |
| That is 65% below the national average net price. |
| Total cost | $16,379.00 |
| − Grants and scholarships | −$9,793.00 |
| Net price | $6,586.00 |
| That is 66% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Published costs have climbed year over year by roughly 3.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $4,148.00 | $4,371.00 | $14,258.00 |
| Senior year | $4,564.00 | $4,809.00 | $15,688.00 |
| Total 4-year net price | $17,415.00 | $18,352.00 | $59,862.00 |
| 10-year loan interest @ 6.8% | $6,635.00 | $6,991.00 | $22,805.00 |
| Total monthly payment | $200.00 | $211.00 | $689.00 |
| Total amount paid | $24,050.00 | $25,343.00 | $82,667.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $4,148.00 | $4,371.00 | $14,258.00 |
| Senior year | $4,282.00 | $4,513.00 | $14,720.00 |
| Total 2-year net price | $8,430.00 | $8,884.00 | $28,978.00 |
| 10-year loan interest @ 6.8% | $3,212.00 | $3,384.00 | $11,039.00 |
| Total monthly payment | $97.00 | $102.00 | $333.00 |
| Total amount paid | $11,642.00 | $12,268.00 | $40,017.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $6,799.00 | $7,022.00 | $16,909.00 |
| Senior year | $7,481.00 | $7,726.00 | $18,605.00 |
| Total 4-year net price | $28,546.00 | $29,482.00 | $70,992.00 |
| 10-year loan interest @ 6.8% | $10,875.00 | $11,232.00 | $27,045.00 |
| Total monthly payment | $329.00 | $339.00 | $817.00 |
| Total amount paid | $39,421.00 | $40,714.00 | $98,038.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $6,799.00 | $7,022.00 | $16,909.00 |
| Senior year | $7,019.00 | $7,249.00 | $17,457.00 |
| Total 2-year net price | $13,818.00 | $14,272.00 | $34,366.00 |
| 10-year loan interest @ 6.8% | $5,264.00 | $5,437.00 | $13,092.00 |
| Total monthly payment | $159.00 | $164.00 | $395.00 |
| Total amount paid | $19,083.00 | $19,709.00 | $47,458.00 |
Read more in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $4,524.00 |
| Average net price (off-campus) | $4,293.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,928.00 |
| $30,000 to $48,000 | $4,471.00 |
| $48,001 to $75,000 | $6,399.00 |
| Over $110,000 | $7,356.00 |
For a personalized estimate, try the Albany Technical College Net Price Calculator.
Dig into how aid is awarded on the financial aid breakdown.
Typical debt at graduation from Albany Technical College amounts to $5,681.00, placing the school in the Very Low (<$10k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,167.00 |
| 25th | $2,334.00 |
| Median (50th) | $5,681.00 |
| 75th | $12,606.00 |
| 90th | $22,710.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,834.00 |
| Middle income | $4,786.00 |
| High income | $5,000.00 |
Low-income borrowers graduate with $834.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,750.00 |
| Continuing-generation students | $4,959.00 |
First-gen students at Albany Technical College carry $791.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Albany Technical College stands at $1,339.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Albany Technical College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.8% |
For a sense of scale, Stafford disbursements at Albany Technical College total $140,977,574.00 spread across 13,421 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 64 |
| Avg GI Bill amount | $1,795.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Albany Technical College, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.