by our College Data Analytics TeamHere’s the full picture on paying for Allegany College of Maryland, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
The total cost of attendance at Allegany College of Maryland fell between $16,082.00 through $19,202.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: around $16,082.00 in-state compared with $19,202.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,498.00 |
| + Room, board & other expenses | $6,584.00 |
| Total cost | $16,082.00 |
| That is 16% below the national average net price. |
| Total cost | $16,082.00 |
| − Grants and scholarships | −$7,351.00 |
| Net price | $8,731.00 |
| That is 55% below the national average net price. |
| Total cost | $16,082.00 |
| − Grants and scholarships | −$8,363.00 |
| Net price | $7,719.00 |
| That is 60% below the national average net price. |
| Tuition and fees | $12,618.00 |
| + Room, board & other expenses | $6,584.00 |
| Total cost | $19,202.00 |
| That is roughly at the national average net price. |
| Total cost | $19,202.00 |
| − Grants and scholarships | −$7,351.00 |
| Net price | $11,851.00 |
| That is 38% below the national average net price. |
| Total cost | $19,202.00 |
| − Grants and scholarships | −$8,363.00 |
| Net price | $10,839.00 |
| That is 44% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
The reported cost series has been increasing by roughly 7.1% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.1% | 7.1% | 7.1% |
| Freshman year | $8,266.00 | $9,350.00 | $17,221.00 |
| Senior year | $10,150.00 | $11,481.00 | $21,147.00 |
| Total 4-year net price | $36,746.00 | $41,563.00 | $76,557.00 |
| 10-year loan interest @ 6.8% | $13,999.00 | $15,834.00 | $29,165.00 |
| Total monthly payment | $423.00 | $478.00 | $881.00 |
| Total amount paid | $50,744.00 | $57,397.00 | $105,722.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.1% | 7.1% | 7.1% |
| Freshman year | $8,266.00 | $9,350.00 | $17,221.00 |
| Senior year | $8,851.00 | $10,012.00 | $18,441.00 |
| Total 2-year net price | $17,117.00 | $19,361.00 | $35,663.00 |
| 10-year loan interest @ 6.8% | $6,521.00 | $7,376.00 | $13,586.00 |
| Total monthly payment | $197.00 | $223.00 | $410.00 |
| Total amount paid | $23,638.00 | $26,737.00 | $49,249.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.1% | 7.1% | 7.1% |
| Freshman year | $11,607.00 | $12,691.00 | $20,562.00 |
| Senior year | $14,252.00 | $15,583.00 | $25,249.00 |
| Total 4-year net price | $51,598.00 | $56,416.00 | $91,409.00 |
| 10-year loan interest @ 6.8% | $19,657.00 | $21,492.00 | $34,824.00 |
| Total monthly payment | $594.00 | $649.00 | $1,052.00 |
| Total amount paid | $71,255.00 | $77,908.00 | $126,233.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.1% | 7.1% | 7.1% |
| Freshman year | $11,607.00 | $12,691.00 | $20,562.00 |
| Senior year | $12,429.00 | $13,590.00 | $22,019.00 |
| Total 2-year net price | $24,036.00 | $26,280.00 | $42,581.00 |
| 10-year loan interest @ 6.8% | $9,157.00 | $10,012.00 | $16,222.00 |
| Total monthly payment | $277.00 | $302.00 | $490.00 |
| Total amount paid | $33,193.00 | $36,292.00 | $58,803.00 |
Jump to the net-price detail in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $8,819.00 |
| Average net price (off-campus) | $10,107.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,331.00 |
| $30,000 to $48,000 | $8,364.00 |
| $48,001 to $75,000 | $11,304.00 |
| $75,001 to $110,000 | $12,989.00 |
| Over $110,000 | $14,882.00 |
For a personalized estimate, try the Allegany College of Maryland Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at Allegany College of Maryland works out to $8,250.00, landing it in the Very Low (<$10k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $4,750.00 |
| Median (50th) | $8,250.00 |
| 75th | $15,490.00 |
| 90th | $25,250.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,250.00 |
| Middle income | $8,250.00 |
| High income | $8,250.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,250.00 |
| Continuing-generation students | $7,722.00 |
First-gen borrowers at Allegany College of Maryland graduate with $528.00 more debt than continuing-generation students.
The federal default-rate classification for Allegany College of Maryland is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 13.4% |
To put the rates in context, Stafford loans at Allegany College of Maryland total $122,059,308.00 spread across 10,143 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 18 |
| Avg GI Bill amount | $4,077.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Allegany College of Maryland, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.