by our College Data Analytics TeamThis page focuses on the debt students take on to attend Alliant International University-San Diego, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For undergraduates overall at Alliant, 15% borrow through federal student loan programs, for a typical $7,193 annually.
Repeating that yearly amount projects to about $14,386 in two years and roughly $28,772 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 15% |
| Average federal loan per year | $7,193 |
| Undergraduates with a federal loan | 55 |
| Total federal loans (one year) | $395,607 |
The middle borrower at Alliant owes $12,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,500 |
| Students who completed (graduates) | $12,878 |
| Students who withdrew | $11,000 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Alliant.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $2,750 |
| 75th percentile | $8,508 |
| 90th percentile (highest-debt students) | $16,750 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Alliant.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Alliant.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 510 | $18,168 |
| Completed (graduates) | 319 | $20,000 |
| Did not complete | 191 | $16,533 |
On a standard 10-year plan, the median completing borrower would pay about $237.82/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Alliant.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 409 | $18,019 |
| No Stafford loan this year | 101 | $19,100 |
These figures turn the debt totals into a monthly repayment picture for Alliant.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Alliant is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.6% |
| Borrowers in the cohort | 953 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $12,500 |
| High income | $12,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $14,909 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,000 |
| Independent students | $12,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Alliant.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.