by our College Data Analytics TeamBelow is federal data on the loans students use to pay for American Beauty College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Looking at the entering class at American Beauty College, 69% of incoming students take out a loan to help cover first-year costs, at roughly $5,928 each — a figure that counts both private and federal student loans.
The average federal loan is $5,928. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at American Beauty College, 59% use federal student loans to help pay for their education, with a mean of $5,708 in federal loans per year. That is 3.7% lower than the $5,928 typical freshmen borrow.
Borrowing at that rate every year works out to about $11,416 across two years and $22,832 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 59% |
| Average federal loan per year | $5,708 |
| Undergraduates with a federal loan | 285 |
| Total federal loans (one year) | $1,626,862 |
Graduating and withdrawing students at American Beauty College carry a median federal debt of $4,923 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $4,923 |
| Students who completed (graduates) | $5,430 |
| Students who withdrew | $3,235 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at American Beauty College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,500 |
| 75th percentile | $7,000 |
| 90th percentile (highest-debt students) | $9,736 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at American Beauty College.
Repayment burden translates the debt figures into what a borrower actually pays each month. American Beauty College.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for American Beauty College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 0 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $4,194 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,056 |
| Independent students | $4,344 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at American Beauty College.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.