by our College Data Analytics TeamMost students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at American Career College-Ontario can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does American Career College - Ontario offer, and what will you qualify for? Keep scrolling for more information. Read on to discover how much school funding could be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Continue reading to find information to help you understand just how much assistance you can expect to receive from American Career College-Ontario.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
Among first-time, full-time freshmen at American Career College-Ontario, 97% of the incoming full-time class was awarded financial aid around 906 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $5,152 |
| Institutional grants & scholarships | 4% | $2,176 |
| Federal Pell grants | 76% | $4,900 |
| State/local grants | 2% | $2,154 |
| Federal student loans | 86% | $8,044 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At American Career College - Ontario, about 67% of undergraduate students received gift aid averaging $5,615 (covering around 2111 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 67% | $5,615 |
| Federal Pell grants | 64% | $5,055 |
| Federal student loans | 68% | $8,024 |
For on-campus title-IV students, average grant aid came to $4,426.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $28,874 |
| $30,001 – $75,000 | $29,790 |
| Over $75,000 | $33,430 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $33,431 |
| Off-campus title-IV students | $32,004 |
For a personalized estimate based on your family’s financial situation, use American Career College - Ontario’s official net price calculator: americancareercollege.aidcalc.cloud/.
Graduating students at American Career College - Ontario carry a median federal student debt of $9,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at American Career College - Ontario.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,522 |
| 25th percentile | $5,500 |
| 75th percentile | $16,000 |
| 90th percentile (highest-debt students) | $19,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $10,338 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $13,047 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,180 |
| Independent students | $9,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. American Career College - Ontario.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at American Career College - Ontario:
| Metric | Value |
|---|---|
| Stafford loan recipients | 13836 |
| Total Stafford loan amount | $163,437,873 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 62 |
| Total GI Bill amount | $1,296,349 |
| Average GI Bill amount per recipient | $20,909 |
References
More about our data sources and methodologies.