by our College Data Analytics TeamThe majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to American College of Healthcare and Technology can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financing solutions does ACHT deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to see what amount of financial assistance could be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at American College of Healthcare and Technology.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at American College of Healthcare and Technology, 96% of first-time, full-time freshmen received some form of financial aid roughly 281 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $6,914 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 85% | $6,428 |
| State/local grants | 8% | $4,210 |
| Federal student loans | 86% | $9,179 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, about 86% of undergraduate students received gift aid averaging $6,809 (across roughly 412 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $6,809 |
| Federal Pell grants | 86% | $6,433 |
| Federal student loans | 84% | $9,614 |
Title-IV recipients living on campus saw average grant aid of $5,811.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,485 |
| $30,001 – $75,000 | $15,619 |
| Over $75,000 | $19,187 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,649 |
| Off-campus title-IV students | $19,094 |
For a personalized estimate based on your family’s financial situation, use ACHT’s NPC: www.ach.edu/getting-started/financial-aid/net-price-calculator/.
The median federal debt load at ACHT comes to $9,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. Use the percentiles below to see the debt range at ACHT.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $9,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $19,830 |
Median debt varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. ACHT.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at ACHT:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4164 |
| Total Stafford loan amount | $41,322,034 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 12 |
| Total GI Bill amount | $211,878 |
| Average GI Bill amount per recipient | $17,657 |
References
More about our data sources and methodologies.