by our College Data Analytics TeamHere you will find what students actually borrow to attend American Institute of Medical Sciences & Education— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at AIMS Education, 0% of incoming students take out a loan to help cover first-year costs.
Looking at all undergraduates at AIMS Education, freshmen included, 39% rely on federal student loans toward their education, averaging $7,093 per year.
At a steady annual pace, that totals around $14,186 over two years and about $28,372 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 39% |
| Average federal loan per year | $7,093 |
| Undergraduates with a federal loan | 253 |
| Total federal loans (one year) | $1,794,406 |
The middle borrower at AIMS Education owes $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $11,995 |
| Students who withdrew | $4,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for AIMS Education.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,969 |
| 25th percentile | $4,750 |
| 75th percentile | $17,666 |
| 90th percentile (highest-debt students) | $22,500 |
How wide this percentile range is tells you how much borrowing varies across students at AIMS Education.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at AIMS Education.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 39 | $11,576 |
These figures turn the debt totals into a monthly repayment picture for AIMS Education.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for AIMS Education follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.8% |
| Borrowers in the cohort | 38 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,595 |
| Middle income | $11,770 |
| High income | $7,667 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,204 |
| Continuing-generation students | $12,896 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $11,187 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at AIMS Education.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.