by our College Data Analytics TeamThis overview lays out the cost of attending American River College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at American River College ranged from $12,986.00 and up to $24,314.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $12,986.00 in-state compared with $24,314.00 for non-residents.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $1,288.00 |
| + Room, board & other expenses | $11,698.00 |
| Total cost | $12,986.00 |
| That is 33% below the national average net price. |
| Total cost | $12,986.00 |
| − Grants and scholarships | −$8,385.00 |
| Net price | $4,601.00 |
| That is 76% below the national average net price. |
| Total cost | $12,986.00 |
| − Grants and scholarships | −$8,785.00 |
| Net price | $4,201.00 |
| That is 78% below the national average net price. |
| Tuition and fees | $12,616.00 |
| + Room, board & other expenses | $11,698.00 |
| Total cost | $24,314.00 |
| That is 26% above the national average net price. |
| Total cost | $24,314.00 |
| − Grants and scholarships | −$8,385.00 |
| Net price | $15,929.00 |
| That is 17% below the national average net price. |
| Total cost | $24,314.00 |
| − Grants and scholarships | −$8,785.00 |
| Net price | $15,529.00 |
| That is 19% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
The reported cost series has been increasing at about 7.8% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.8% | 7.8% | 7.8% |
| Freshman year | $4,528.00 | $4,959.00 | $13,997.00 |
| Senior year | $5,669.00 | $6,209.00 | $17,525.00 |
| Total 4-year net price | $20,338.00 | $22,274.00 | $62,868.00 |
| 10-year loan interest @ 6.8% | $7,748.00 | $8,486.00 | $23,950.00 |
| Total monthly payment | $234.00 | $256.00 | $723.00 |
| Total amount paid | $28,086.00 | $30,760.00 | $86,818.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.8% | 7.8% | 7.8% |
| Freshman year | $4,528.00 | $4,959.00 | $13,997.00 |
| Senior year | $4,880.00 | $5,345.00 | $15,086.00 |
| Total 2-year net price | $9,408.00 | $10,304.00 | $29,082.00 |
| 10-year loan interest @ 6.8% | $3,584.00 | $3,925.00 | $11,079.00 |
| Total monthly payment | $108.00 | $119.00 | $335.00 |
| Total amount paid | $12,992.00 | $14,230.00 | $40,162.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.8% | 7.8% | 7.8% |
| Freshman year | $16,738.00 | $17,169.00 | $26,206.00 |
| Senior year | $20,957.00 | $21,497.00 | $32,813.00 |
| Total 4-year net price | $75,179.00 | $77,115.00 | $117,709.00 |
| 10-year loan interest @ 6.8% | $28,640.00 | $29,378.00 | $44,843.00 |
| Total monthly payment | $865.00 | $887.00 | $1,355.00 |
| Total amount paid | $103,819.00 | $106,493.00 | $162,551.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.8% | 7.8% | 7.8% |
| Freshman year | $16,738.00 | $17,169.00 | $26,206.00 |
| Senior year | $18,040.00 | $18,505.00 | $28,246.00 |
| Total 2-year net price | $34,778.00 | $35,673.00 | $54,452.00 |
| 10-year loan interest @ 6.8% | $13,249.00 | $13,590.00 | $20,744.00 |
| Total monthly payment | $400.00 | $411.00 | $627.00 |
| Total amount paid | $48,027.00 | $49,264.00 | $75,196.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $7,999.00 |
| Average net price (off-campus) | $4,628.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,744.00 |
| $30,000 to $48,000 | $3,666.00 |
| $48,001 to $75,000 | $6,788.00 |
| $75,001 to $110,000 | $9,369.00 |
| Over $110,000 | $10,022.00 |
Run your own numbers with the American River College Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
The median amount borrowed by graduates of American River College works out to $9,354.00, which federal data classifies as a Very Low (<$10k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,922.00 |
| 25th | $3,500.00 |
| Median (50th) | $9,354.00 |
| 75th | $15,192.00 |
| 90th | $27,019.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,443.00 |
| Middle income | $9,500.00 |
| High income | $5,500.00 |
Low-income borrowers graduate with $3,943.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $8,250.00 |
First-gen students at American River College hold $1,250.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at American River College stands at $3,518.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate tier for American River College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.6% |
For context on the loan portfolio, Stafford disbursements at American River College total $217,483,269.00 spread across 15,508 loan recipients.
Beyond the data above, it helps to ask a few questions when weighing American River College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.