College Factual  by our College Data Analytics Team
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Can You Really Afford American University?

This overview lays out the cost of attending American University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$71,549.00 Cost of Attendance
$41,943.00 Avg Net Price
$19,500.00 Median Grad Debt

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How Much Does It Cost to Attend American University?

The full cost of attending American University stands at about $71,549.00 for a single academic year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Published Cost for Students (no aid)

Tuition and fees $58,771.00
+ Room, board & other expenses $12,778.00
Total cost $71,549.00
That is 118% above the national average net price.

After-Aid Net Price for Students (with average aid)

Total cost $71,549.00
− Grants and scholarships −$34,115.00
Net price $37,434.00
That is 14% above the national average net price.

Net Price for Low-Income Undergraduates

Total cost $71,549.00
− Grants and scholarships −$52,825.00
Net price $18,724.00
That is 43% below the national average net price.
For the full breakdown, see tuition and fees and living costs.

The Long-Run Cost of a Degree at American University

The reported cost series has been increasing at a recent average of 4.6% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $19,588.00 $39,161.00 $74,850.00
Senior year $22,426.00 $44,836.00 $85,697.00
Total 4-year net price $83,943.00 $167,824.00 $320,769.00
10-year loan interest @ 6.8% $31,979.00 $63,935.00 $122,201.00
Total monthly payment $966.00 $1,931.00 $3,691.00
Total amount paid $115,923.00 $231,759.00 $442,970.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $19,588.00 $39,161.00 $74,850.00
Senior year $20,492.00 $40,968.00 $78,304.00
Total 2-year net price $40,080.00 $80,130.00 $153,155.00
10-year loan interest @ 6.8% $15,269.00 $30,526.00 $58,346.00
Total monthly payment $461.00 $922.00 $1,763.00
Total amount paid $55,349.00 $110,656.00 $211,501.00

Read more in the Net Price section.

The Real Out-of-Pocket Cost at American University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $41,943.00
Average net price (off-campus) $41,945.00

Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $21,176.00
$30,000 to $48,000 $18,630.00
$48,001 to $75,000 $23,477.00
$75,001 to $110,000 $34,587.00
Over $110,000 $53,257.00

Use American University Net Price Calculator, or contact the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

How Much Do Students Borrow at American University

The median amount borrowed by graduates of American University works out to $19,500.00, landing it in the Low ($10-20k) burden tier.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $5,500.00
25th $10,750.00
Median (50th) $19,500.00
75th $27,000.00
90th $33,000.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

How Income Shapes Debt at American University

Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $18,500.00
Middle income $19,500.00
High income $19,750.00

How Debt Varies by First-Generation Status at American University

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $19,500.00
Continuing-generation students $19,500.00

How Borrowers Repay Loans After American University

The Department of Education default-rate tier for American University is Low (<5%).

Window Cohort default rate
2-year 2.8%

To put the rates in context, Stafford loans at American University total $1,340,434,998.00 across 40,095 recipients.

Veteran Education Benefits at American University

Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 336
Avg GI Bill amount $28,069.00
DoD Tuition Assistance recipients 28
Avg DoD Tuition Assistance $1,455.00

Dig into veteran education benefits on the college veterans page.

Questions Worth Asking

Use the figures above as a launch point, then think through American University, think through the questions below:

Continue Your Research regarding American University

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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