Here’s the full picture on paying for Joyce University of Nursing and Health Sciences, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The cost of attendance at Joyce U of Nursing and Health Sciences comes to about $33,321.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $21,680.00 |
| + Room, board & other expenses | $11,641.00 |
| Total cost | $33,321.00 |
| That is 2% above the national average net price. |
| Total cost | $33,321.00 |
| − Grants and scholarships | −$1,977.00 |
| Net price | $31,344.00 |
| That is 4% below the national average net price. |
| Total cost | $33,321.00 |
| − Grants and scholarships | −$1,205.00 |
| Net price | $32,116.00 |
| That is 2% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and living costs. |
The reported cost series has been increasing at about 3.9% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $33,359.00 | $32,557.00 | $34,611.00 |
| Senior year | $37,384.00 | $36,485.00 | $38,787.00 |
| Total 4-year net price | $141,384.00 | $137,986.00 | $146,689.00 |
| 10-year loan interest @ 6.8% | $53,862.00 | $52,568.00 | $55,883.00 |
| Total monthly payment | $1,627.00 | $1,588.00 | $1,688.00 |
| Total amount paid | $195,246.00 | $190,553.00 | $202,572.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $33,359.00 | $32,557.00 | $34,611.00 |
| Senior year | $34,650.00 | $33,817.00 | $35,950.00 |
| Total 2-year net price | $68,009.00 | $66,374.00 | $70,561.00 |
| 10-year loan interest @ 6.8% | $25,909.00 | $25,286.00 | $26,881.00 |
| Total monthly payment | $783.00 | $764.00 | $812.00 |
| Total amount paid | $93,918.00 | $91,660.00 | $97,442.00 |
See the full net-price breakdown in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $28,039.00 |
| Average net price (off-campus) | $31,013.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $29,731.00 |
| $30,000 to $48,000 | $28,935.00 |
| $48,001 to $75,000 | $29,302.00 |
| $75,001 to $110,000 | $33,321.00 |
| Over $110,000 | $33,321.00 |
Run your own numbers with the Joyce University of Nursing and Health Sciences Net Price Calculator.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from Joyce U of Nursing and Health Sciences is $10,470.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,764.00 |
| 25th | $11,295.00 |
| Median (50th) | $10,470.00 |
| 75th | $25,250.00 |
| 90th | $26,763.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,750.00 |
| Middle income | $11,999.00 |
| High income | $9,500.00 |
Low-income graduates carry $1,250.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $12,000.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Joyce U of Nursing and Health Sciences amounts to $2,815.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for Joyce U of Nursing and Health Sciences is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.2% |
For a sense of scale, Stafford disbursements at Joyce U of Nursing and Health Sciences total $121,116,171.00 distributed across 7,379 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 89 |
| Avg GI Bill amount | $11,279.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Joyce U of Nursing and Health Sciences, a few questions are worth asking:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.