by our College Data Analytics TeamA lot of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Andrews University can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
Just what financing solutions does Andrews provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to see just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The figures below will help you estimate the aid you might receive from Andrews University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at Andrews University, 99% of new full-time first-years were awarded at least some aid approximately 279 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $20,866 |
| Institutional grants & scholarships | 97% | $19,154 |
| Federal Pell grants | 28% | $6,019 |
| State/local grants | 5% | $3,031 |
| Federal student loans | 30% | $5,837 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, some 90% of the undergraduate population received grant aid that averaged $22,319 (for some 1156 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $22,319 |
| Federal Pell grants | 25% | $6,192 |
| Federal student loans | 31% | $7,216 |
Title-IV recipients living on campus saw average grant aid of $32,671.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,612 |
| $30,001 – $75,000 | $14,422 |
| Over $75,000 | $21,530 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,547 |
| Off-campus title-IV students | $18,597 |
For an estimate tailored to your family circumstances, see Andrews’s online cost calculator: andrews.studentaidcalculator.com/.
The middle student in the debt distribution at Andrews owes $19,716 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,716 |
| Median federal debt (graduates only) | $26,000 |
| Typical 10-year monthly payment (graduates) | $275.64/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at Andrews.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,500 |
| 25th percentile | $8,250 |
| 75th percentile | $33,000 |
| 90th percentile (highest-debt students) | $48,375 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $22,000 |
| Middle income | $19,000 |
| High income | $19,350 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,500 |
| Continuing-generation students | $18,444 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $20,000 |
A handful of calculated indicators summarize the debt outlook at Andrews.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at Andrews:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9734 |
| Total Stafford loan amount | $412,276,363 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $125,621 |
| Average GI Bill amount per recipient | $13,958 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $4,500 |
| Average DoD amount per recipient | $2,250 |
References
More about our data sources and methodologies.