by our College Data Analytics TeamThe majority of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The price tag of going to Anne Arundel Community College can appear overwhelming, but bear in mind that many students obtain some kind of financial aid.
Just what financial assistance solutions will AACC provide, and just what are you going to be eligible for? Read on for answers. Keep going to learn just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from Anne Arundel Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
For freshmen starting at Anne Arundel Community College, 51% of entering full-time freshmen got some type of financial assistance approximately 538 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 44% | $5,113 |
| Institutional grants & scholarships | 12% | $1,853 |
| Federal Pell grants | 32% | $5,038 |
| State/local grants | 18% | $1,940 |
| Federal student loans | 10% | $4,663 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, some 31% of undergrads got grants or scholarships worth on average $3,852 (across approximately 3409 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 31% | $3,852 |
| Federal Pell grants | 21% | $3,913 |
| Federal student loans | 8% | $5,635 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $4,926.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,370 |
| $30,001 – $75,000 | $16,107 |
| Over $75,000 | $18,647 |
Remember these are net prices — what families pay after gift aid, not before.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,915 |
| Off-campus title-IV students | $15,929 |
To get a personalized net price estimate, try AACC’s net price calculator: webapps.aacc.edu/sp/NetPriceCal/npcalc.htm.
The median student at AACC graduates with $6,250 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,250 |
| Median federal debt (graduates only) | $8,250 |
| Typical 10-year monthly payment (graduates) | $87.46/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at AACC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,750 |
| 75th percentile | $11,798 |
| 90th percentile (highest-debt students) | $21,100 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,053 |
| Middle income | $5,525 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,633 |
| Continuing-generation students | $5,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,000 |
The figure below distills the debt data into a single burden category for AACC.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The totals below capture Stafford lending at AACC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 16638 |
| Total Stafford loan amount | $202,583,664 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 494 |
| Total GI Bill amount | $881,133 |
| Average GI Bill amount per recipient | $1,784 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 127 |
| Total DoD amount | $94,162 |
| Average DoD amount per recipient | $741 |
References
More about our data sources and methodologies.