by our College Data Analytics TeamHere you will find what students actually borrow to attend Antioch University-Los Angeles: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Across the full undergraduate body at Antioch University - Los Angeles (freshmen included), 38% rely on federal student loans toward their education, borrowing on average $11,932 in federal loans per year.
Carrying that yearly figure forward comes to roughly $23,864 in two years and roughly $47,728 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 38% |
| Average federal loan per year | $11,932 |
| Undergraduates with a federal loan | 23 |
| Total federal loans (one year) | $274,427 |
The middle borrower at Antioch University - Los Angeles owes $17,103 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $17,103 |
| Students who completed (graduates) | $23,501 |
| Students who withdrew | $15,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Antioch University - Los Angeles.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,499 |
| 25th percentile | $9,430 |
| 75th percentile | $33,938 |
| 90th percentile (highest-debt students) | $43,418 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Antioch University - Los Angeles.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Antioch University - Los Angeles.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 373 | $15,000 |
| Completed (graduates) | 183 | $18,753 |
| Did not complete | 190 | $12,747 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $222.99/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Antioch University - Los Angeles.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 309 | $14,000 |
| No Stafford loan this year | 64 | $20,462 |
These figures turn the debt totals into a monthly repayment picture for Antioch University - Los Angeles.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Antioch University - Los Angeles follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.0% |
| Borrowers in the cohort | 1494 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $18,494 |
| Middle income | $16,667 |
| High income | $14,666 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,297 |
| Continuing-generation students | $16,883 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,500 |
| Independent students | $18,494 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Antioch University - Los Angeles.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.