by our College Data Analytics TeamThis page focuses on the debt students take on to attend Antioch University: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
For undergraduates overall at Antioch University McGregor, 54% finance part of their studies with federal loans, at an average of $10,725 per year.
Borrowing the same amount each year would add up to roughly $21,450 after two years and $42,900 across a four-year program. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 54% |
| Average federal loan per year | $10,725 |
| Undergraduates with a federal loan | 58 |
| Total federal loans (one year) | $622,030 |
Graduating and withdrawing students at Antioch University McGregor carry a median federal debt of $17,103 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $17,103 |
| Students who completed (graduates) | $23,501 |
| Students who withdrew | $15,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Antioch University McGregor.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,499 |
| 25th percentile | $9,430 |
| 75th percentile | $33,938 |
| 90th percentile (highest-debt students) | $43,418 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Antioch University McGregor.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Antioch University McGregor.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 373 | $15,000 |
| Completed (graduates) | 183 | $18,753 |
| Did not complete | 190 | $12,747 |
On a standard 10-year plan, the median completing borrower would pay about $222.99/mo.
Federal data lets us separate Stafford borrowers from the rest at Antioch University McGregor.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 309 | $14,000 |
| No Stafford loan this year | 64 | $20,462 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Antioch University McGregor.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Antioch University McGregor is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.0% |
| Borrowers in the cohort | 1494 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $18,494 |
| Middle income | $16,667 |
| High income | $14,666 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,297 |
| Continuing-generation students | $16,883 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,500 |
| Independent students | $18,494 |
Federal data publishes the following gap measures for Antioch University McGregor.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.