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How Affordable Is Arapahoe Community College?

This guide covers the real cost of attending Arapahoe Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$16,348.00 Cost of Attendance
$11,571.00 Avg Net Price
$6,500.00 Median Grad Debt

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The Cost of Attending Arapahoe Community College?

The full cost of attending Arapahoe Community College came in between $16,348.00 ranging to $28,948.00 depending on whether you qualify for in-state rates.

The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $16,348.00 in-state versus $28,948.00 for non-residents.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

What It Costs Residents (no aid)

Tuition and fees $4,434.00
+ Room, board & other expenses $11,914.00
Total cost $16,348.00
That is 15% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $16,348.00
− Grants and scholarships −$6,761.00
Net price $9,587.00
That is 50% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $16,348.00
− Grants and scholarships −$9,744.00
Net price $6,604.00
That is 66% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $17,034.00
+ Room, board & other expenses $11,914.00
Total cost $28,948.00
That is 50% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $28,948.00
− Grants and scholarships −$6,761.00
Net price $22,187.00
That is 15% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $28,948.00
− Grants and scholarships −$9,744.00
Net price $19,204.00
That is roughly at the national average net price.
For the full breakdown, see the tuition & fees page plus living costs.

Estimating the Total Cost of a Degree at Arapahoe Community College

Published costs have climbed year over year by around 3.3% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $6,824.00 $9,907.00 $16,894.00
Senior year $7,531.00 $10,932.00 $18,642.00
Total 4-year net price $28,695.00 $41,656.00 $71,034.00
10-year loan interest @ 6.8% $10,932.00 $15,870.00 $27,061.00
Total monthly payment $330.00 $479.00 $817.00
Total amount paid $39,627.00 $57,526.00 $98,095.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $6,824.00 $9,907.00 $16,894.00
Senior year $7,052.00 $10,238.00 $17,458.00
Total 2-year net price $13,877.00 $20,145.00 $34,351.00
10-year loan interest @ 6.8% $5,286.00 $7,674.00 $13,087.00
Total monthly payment $160.00 $232.00 $395.00
Total amount paid $19,163.00 $27,819.00 $47,438.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $19,845.00 $22,928.00 $29,914.00
Senior year $21,899.00 $25,301.00 $33,011.00
Total 4-year net price $83,443.00 $96,405.00 $125,782.00
10-year loan interest @ 6.8% $31,789.00 $36,727.00 $47,918.00
Total monthly payment $960.00 $1,109.00 $1,448.00
Total amount paid $115,232.00 $133,131.00 $173,700.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $19,845.00 $22,928.00 $29,914.00
Senior year $20,507.00 $23,693.00 $30,913.00
Total 2-year net price $40,352.00 $46,620.00 $60,827.00
10-year loan interest @ 6.8% $15,373.00 $17,761.00 $23,173.00
Total monthly payment $464.00 $537.00 $700.00
Total amount paid $55,725.00 $64,381.00 $84,000.00

See the full net-price breakdown in the Net Price section.

The Real Out-of-Pocket Cost at Arapahoe Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $11,571.00
Average net price (off-campus) $10,790.00

The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $7,166.00
$30,000 to $48,000 $8,471.00
$48,001 to $75,000 $10,903.00
$75,001 to $110,000 $14,331.00
Over $110,000 $16,104.00

Use Arapahoe Community College Net Price Calculator, or reach out to the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

Borrowing and Debt at Arapahoe Community College

The median amount borrowed by graduates of Arapahoe Community College is $6,500.00, placing the school in the Very Low (<$10k) debt-burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $1,750.00
25th $2,346.00
Median (50th) $6,500.00
75th $10,000.00
90th $18,700.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Debt by Family Income at Arapahoe Community College

Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $7,423.00
Middle income $7,500.00
High income $5,500.00

Low-income graduates carry $1,923.00 in additional median debt versus high-income graduates.

First-Gen vs Continuing-Gen Debt at Arapahoe Community College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $6,599.00
Continuing-generation students $5,750.00

First-gen students at Arapahoe Community College graduate with $849.00 more median debt than continuing-generation peers.

Pell Grant Recipients and Debt at Arapahoe Community College

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell-versus-non-Pell median debt difference at Arapahoe Community College stands at $2,782.00. This institution is flagged by federal data for Pell-debt inequity.

Default and Repayment Outcomes at Arapahoe Community College

The federal default-rate classification for Arapahoe Community College is Low (<5%).

Window Cohort default rate
2-year 16.0%

To put the rates in context, Stafford loans at Arapahoe Community College come to $211,672,013.00 over 20,546 student borrowers.

Veteran Education Benefits at Arapahoe Community College

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 193
Avg GI Bill amount $4,027.00
DoD Tuition Assistance recipients 40
Avg DoD Tuition Assistance $1,995.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Things to Think About

The data above is a foundation; round it out by asking yourself about Arapahoe Community College, a few questions are worth asking:

Keep Researching into Arapahoe Community College

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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