by our College Data Analytics TeamHere’s the full picture on paying for Arizona Christian University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
The total published cost of attendance at Arizona Christian University amounts to about $50,950.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $35,098.00 |
| + Room, board & other expenses | $15,852.00 |
| Total cost | $50,950.00 |
| That is 55% above the national average net price. |
| Total cost | $50,950.00 |
| − Grants and scholarships | −$21,953.00 |
| Net price | $28,997.00 |
| That is 12% below the national average net price. |
| Total cost | $50,950.00 |
| − Grants and scholarships | −$24,270.00 |
| Net price | $26,680.00 |
| That is 19% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
Cost of attendance here has been rising by roughly 4.7% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $27,937.00 | $30,363.00 | $53,350.00 |
| Senior year | $32,074.00 | $34,860.00 | $61,251.00 |
| Total 4-year net price | $119,895.00 | $130,308.00 | $228,961.00 |
| 10-year loan interest @ 6.8% | $45,676.00 | $49,642.00 | $87,226.00 |
| Total monthly payment | $1,380.00 | $1,500.00 | $2,635.00 |
| Total amount paid | $165,571.00 | $179,950.00 | $316,186.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $27,937.00 | $30,363.00 | $53,350.00 |
| Senior year | $29,253.00 | $31,793.00 | $55,864.00 |
| Total 2-year net price | $57,190.00 | $62,157.00 | $109,214.00 |
| 10-year loan interest @ 6.8% | $21,787.00 | $23,679.00 | $41,607.00 |
| Total monthly payment | $658.00 | $715.00 | $1,257.00 |
| Total amount paid | $78,977.00 | $85,836.00 | $150,821.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $32,839.00 |
| Average net price (off-campus) | $32,383.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $30,451.00 |
| $30,000 to $48,000 | $32,794.00 |
| $48,001 to $75,000 | $32,719.00 |
| $75,001 to $110,000 | $32,025.00 |
| Over $110,000 | $33,002.00 |
Estimate your specific net price using the school’s Arizona Christian University Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The typical debt load for borrowers leaving Arizona Christian University works out to $6,251.00, placing the school in the Very Low (<$10k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $6,251.00 |
| 75th | $18,750.00 |
| 90th | $27,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,500.00 |
| Middle income | $6,250.00 |
| High income | $5,500.00 |
Low-income borrowers graduate with $1,000.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $6,500.00 |
| Continuing-generation students | $5,500.00 |
First-generation graduates of Arizona Christian University take on $1,000.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Arizona Christian University is $2,500.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Arizona Christian University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.0% |
For context on the loan portfolio, Stafford disbursements at Arizona Christian University amount to $43,207,084.00 over 3,125 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 24 |
| Avg GI Bill amount | $17,335.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through Arizona Christian University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.