by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Arizona College of Nursing-Fort Lauderdale, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For undergraduates overall at Arizona College of Nursing-Fort Lauderdale, 84% borrow through federal student loan programs, with a mean of $12,652 annually.
Repeating that yearly amount projects to about $25,304 across two years and $50,608 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 84% |
| Average federal loan per year | $12,652 |
| Undergraduates with a federal loan | 336 |
| Total federal loans (one year) | $4,251,207 |
Graduating and withdrawing students at Arizona College of Nursing-Fort Lauderdale carry a median federal debt of $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $7,495 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Arizona College of Nursing-Fort Lauderdale.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $13,000 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Arizona College of Nursing-Fort Lauderdale.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Arizona College of Nursing-Fort Lauderdale.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 472 | $8,802 |
| Completed (graduates) | 200 | $9,144 |
| Did not complete | 272 | $8,692 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $108.73/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Arizona College of Nursing-Fort Lauderdale.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 429 | $8,933 |
| No Stafford loan this year | 43 | $6,900 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Arizona College of Nursing-Fort Lauderdale.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Arizona College of Nursing-Fort Lauderdale is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.3% |
| Borrowers in the cohort | 665 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $10,250 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,803 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,972 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Arizona College of Nursing-Fort Lauderdale.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.