by our College Data Analytics TeamHere you will find what students actually borrow to attend Arizona College of Nursing-Tampa, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Arizona College of Nursing-Tampa, 100% of first-year students take on loan debt, borrowing on average $12,717 each — a figure that counts both private and federal student loans.
Federal loans alone average $11,888. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Arizona College of Nursing-Tampa, 82% take out federal student loans, for a typical $11,242 in federal loans per year. That is 5.4% smaller than the $11,888 borrowed by freshmen.
Repeating that yearly amount projects to about $22,484 after two years and $44,968 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 82% |
| Average federal loan per year | $11,242 |
| Undergraduates with a federal loan | 263 |
| Total federal loans (one year) | $2,956,601 |
The median student at Arizona College of Nursing-Tampa borrows $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $7,495 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Arizona College of Nursing-Tampa.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $13,000 |
How wide this percentile range is tells you how much borrowing varies across students at Arizona College of Nursing-Tampa.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Arizona College of Nursing-Tampa.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 472 | $8,802 |
| Completed (graduates) | 200 | $9,144 |
| Did not complete | 272 | $8,692 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $108.73/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Arizona College of Nursing-Tampa.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 429 | $8,933 |
| No Stafford loan this year | 43 | $6,900 |
The indicators below describe what the typical debt costs to pay back at Arizona College of Nursing-Tampa.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Arizona College of Nursing-Tampa appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.3% |
| Borrowers in the cohort | 665 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $10,250 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,803 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,972 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Arizona College of Nursing-Tampa.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.