by our College Data Analytics TeamThis page focuses on the debt students take on to attend Arkansas Beauty School - Little Rock, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Arkansas Beauty School - Little Rock, 100% of incoming students take out a loan to help cover first-year costs, borrowing on average $3,265 per borrower, covering both private and federal loans.
The average federally funded loan is $3,265, equal to roughly 59.4% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Counting every undergraduate at Arkansas Beauty School - Little Rock, 100% take out federal student loans, with a mean of $3,028 annually. This works out to 7.3% less than the $3,265 borrowed by freshmen.
Borrowing at that rate every year works out to about $6,056 by year two and around $12,112 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 100% |
| Average federal loan per year | $3,028 |
| Undergraduates with a federal loan | 138 |
| Total federal loans (one year) | $417,861 |
The median student at Arkansas Beauty School - Little Rock borrows $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,445 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Arkansas Beauty School - Little Rock.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,066 |
| 25th percentile | $4,221 |
| 75th percentile | $7,000 |
| 90th percentile (highest-debt students) | $14,902 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Arkansas Beauty School - Little Rock.
These figures turn the debt totals into a monthly repayment picture for Arkansas Beauty School - Little Rock.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Arkansas Beauty School - Little Rock is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.5% |
| Borrowers in the cohort | 40 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Arkansas Beauty School - Little Rock.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.