by our College Data Analytics TeamHere you will find what students actually borrow to attend Arkansas Northeastern College, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Arkansas Northeastern College specifically, 0% of new students use loans toward freshman-year expenses.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 0% |
| Undergraduates with a federal loan | 0 |
| Total federal loans (one year) | $0 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Arkansas Northeastern College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $1,750 |
| 75th percentile | $3,770 |
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Arkansas Northeastern College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 51 | $8,501 |
| Completed (graduates) | 23 | $8,501 |
| Did not complete | 28 | $8,998 |
On a standard 10-year plan, the median completing borrower would pay about $101.09/mo.
These figures turn the debt totals into a monthly repayment picture for Arkansas Northeastern College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Arkansas Northeastern College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.6% |
| Borrowers in the cohort | 170 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.