by our College Data Analytics TeamHere’s the full picture on paying for Arkansas State University-Mountain Home, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at Arkansas State University-Mountain Home ranged from $15,406.00 through $16,870.00 across residency tiers.
In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $15,406.00 in-state against $16,870.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $3,312.00 |
| + Room, board & other expenses | $12,094.00 |
| Total cost | $15,406.00 |
| That is 20% below the national average net price. |
| Total cost | $15,406.00 |
| − Grants and scholarships | −$7,224.00 |
| Net price | $8,182.00 |
| That is 57% below the national average net price. |
| Total cost | $15,406.00 |
| − Grants and scholarships | −$8,337.00 |
| Net price | $7,069.00 |
| That is 63% below the national average net price. |
| Tuition and fees | $4,776.00 |
| + Room, board & other expenses | $12,094.00 |
| Total cost | $16,870.00 |
| That is 12% below the national average net price. |
| Total cost | $16,870.00 |
| − Grants and scholarships | −$7,224.00 |
| Net price | $9,646.00 |
| That is 50% below the national average net price. |
| Total cost | $16,870.00 |
| − Grants and scholarships | −$8,337.00 |
| Net price | $8,533.00 |
| That is 56% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Costs have trended upward in recent years by roughly 2.3% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $7,231.00 | $8,369.00 | $15,759.00 |
| Senior year | $7,739.00 | $8,958.00 | $16,867.00 |
| Total 4-year net price | $29,933.00 | $34,646.00 | $65,235.00 |
| 10-year loan interest @ 6.8% | $11,403.00 | $13,199.00 | $24,852.00 |
| Total monthly payment | $344.00 | $399.00 | $751.00 |
| Total amount paid | $41,336.00 | $47,844.00 | $90,087.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $7,231.00 | $8,369.00 | $15,759.00 |
| Senior year | $7,397.00 | $8,561.00 | $16,120.00 |
| Total 2-year net price | $14,628.00 | $16,931.00 | $31,879.00 |
| 10-year loan interest @ 6.8% | $5,573.00 | $6,450.00 | $12,145.00 |
| Total monthly payment | $168.00 | $195.00 | $367.00 |
| Total amount paid | $20,200.00 | $23,381.00 | $44,024.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $8,728.00 | $9,867.00 | $17,256.00 |
| Senior year | $9,342.00 | $10,561.00 | $18,470.00 |
| Total 4-year net price | $36,132.00 | $40,845.00 | $71,434.00 |
| 10-year loan interest @ 6.8% | $13,765.00 | $15,560.00 | $27,214.00 |
| Total monthly payment | $416.00 | $470.00 | $822.00 |
| Total amount paid | $49,897.00 | $56,405.00 | $98,648.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $8,728.00 | $9,867.00 | $17,256.00 |
| Senior year | $8,928.00 | $10,093.00 | $17,652.00 |
| Total 2-year net price | $17,657.00 | $19,960.00 | $34,908.00 |
| 10-year loan interest @ 6.8% | $6,727.00 | $7,604.00 | $13,299.00 |
| Total monthly payment | $203.00 | $230.00 | $402.00 |
| Total amount paid | $24,384.00 | $27,564.00 | $48,207.00 |
See the full net-price breakdown in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $8,847.00 |
| Average net price (off-campus) | $9,659.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,311.00 |
| $30,000 to $48,000 | $8,492.00 |
| $48,001 to $75,000 | $12,008.00 |
| $75,001 to $110,000 | $12,070.00 |
| Over $110,000 | $14,276.00 |
For a personalized estimate, try the Arkansas State University-Mountain Home Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
Typical debt at graduation from Arkansas State University-Mountain Home comes to $8,685.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,035.00 |
| Median (50th) | $8,685.00 |
| 75th | $9,500.00 |
| 90th | $10,028.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,623.00 |
| Middle income | $6,681.00 |
| High income | $4,875.00 |
Low-income graduates carry $5,748.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,000.00 |
| Continuing-generation students | $6,779.00 |
First-gen borrowers at Arkansas State University-Mountain Home hold $2,221.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Arkansas State University-Mountain Home stands at $4,000.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Arkansas State University-Mountain Home is Low (<5%).
To give some context for these rates, Stafford loans disbursed at Arkansas State University-Mountain Home reach $41,580,547.00 distributed across 3,155 student borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 25 |
| Avg GI Bill amount | $2,943.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Arkansas State University-Mountain Home, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.