by our College Data Analytics TeamThis page focuses on the debt students take on to attend Arrojo Cosmetology School: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At NA Enterprises LLC d, 60% of first-year students take on loan debt, for an average of $6,163 per borrower, covering both private and federal loans.
The typical federal loan comes to $6,163. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at NA Enterprises LLC d, 57% take out federal student loans, with a mean of $4,854 per year. That amounts to 21.2% smaller than the freshman federal average of $6,163.
Borrowing the same amount each year would add up to roughly $9,708 after two years and $19,416 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $4,854 |
| Undergraduates with a federal loan | 115 |
| Total federal loans (one year) | $558,253 |
The median student at NA Enterprises LLC d borrows $10,083 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $10,083 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for NA Enterprises LLC d.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,249 |
| 25th percentile | $6,222 |
| 75th percentile | $10,666 |
| 90th percentile (highest-debt students) | $10,666 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at NA Enterprises LLC d.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for NA Enterprises LLC d.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 33 | $11,318 |
These figures turn the debt totals into a monthly repayment picture for NA Enterprises LLC d.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $10,666 |
| Middle income | $10,083 |
| High income | $6,222 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,125 |
| Continuing-generation students | $9,792 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,222 |
| Independent students | $10,666 |
Federal data publishes the following gap measures for NA Enterprises LLC d.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.