by our College Data Analytics TeamHere you will find what students actually borrow to attend Arthur’s Beauty School Inc - Conway: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At Arthur’s Beauty School Inc - Conway specifically, 79% of new students use loans toward freshman-year expenses, with a typical loan of $6,386 per borrower, covering both private and federal loans.
The typical federal loan comes to $6,386. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Among all degree-seeking undergrads at Arthur’s Beauty School Inc - Conway, 69% finance part of their studies with federal loans, borrowing on average $6,539 each per year. That is 2.4% larger than the $6,386 typical freshmen borrow.
Borrowing at that rate every year works out to about $13,078 across two years and $26,156 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 69% |
| Average federal loan per year | $6,539 |
| Undergraduates with a federal loan | 59 |
| Total federal loans (one year) | $385,789 |
Graduating and withdrawing students at Arthur’s Beauty School Inc - Conway carry a median federal debt of $7,931 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,931 |
| Students who completed (graduates) | $9,833 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Arthur’s Beauty School Inc - Conway.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $15,295 |
| 90th percentile (highest-debt students) | $16,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Arthur’s Beauty School Inc - Conway.
The indicators below describe what the typical debt costs to pay back at Arthur’s Beauty School Inc - Conway.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Arthur’s Beauty School Inc - Conway is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.0% |
| Borrowers in the cohort | 110 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,599 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,599 |
| Continuing-generation students | $9,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,434 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Arthur’s Beauty School Inc - Conway.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.