by our College Data Analytics TeamThis page focuses on the debt students take on to attend Associated Technical College-Los Angeles, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Associated Technical College-Los Angeles, 25% of first-year students take on loan debt, for an average of $5,053 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $5,053, amounting to 91.9% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Among all degree-seeking undergrads at Associated Technical College-Los Angeles, 25% rely on federal student loans toward their education, averaging $5,048 per year. It comes to 0.1% lower than the freshman federal average of $5,053.
Repeating that yearly amount projects to about $10,096 across two years and $20,192 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 25% |
| Average federal loan per year | $5,048 |
| Undergraduates with a federal loan | 110 |
| Total federal loans (one year) | $555,250 |
Graduating and withdrawing students at Associated Technical College-Los Angeles carry a median federal debt of $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $7,125 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Associated Technical College-Los Angeles.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $4,750 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Associated Technical College-Los Angeles.
These figures turn the debt totals into a monthly repayment picture for Associated Technical College-Los Angeles.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Associated Technical College-Los Angeles appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 4.9% |
| Borrowers in the cohort | 649 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Federal data publishes the following gap measures for Associated Technical College-Los Angeles.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.